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Nayco 4 Limited

09275924

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 5 outstanding charges (-10)

Details

116 DUKE STREET, LIVERPOOL, L1 5JW
Incorporated 22/10/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Matthew Richard Naylor

director · Since 19/07/2019

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 3 other boards

Persons with Significant Control

Mr Matthew Richard Naylor

75–100% shares
75–100% votes
Appoint directors

British · England · Age 46

Peckforton Castle, Stone House Lane, Tarporley, CW6 9TN

Notified 19/07/2019

Former PSCs

Mr Christopher James Naylor

Ceased 19/07/2019

Charges5 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 06/03/2024Registered 06/03/2024
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 17/02/2023Registered 17/02/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 21/10/2022Registered 27/10/2022
Charge
outstanding

PARAGON BANK PLC

Created 13/11/2020Registered 04/11/2021
Charge
outstanding

PARAGON BANK PLC

Created 16/09/2021Registered 18/09/2021

CompanyRankvs 204601+ SIC 68209 peers
31

Financial strength20th percentile among SIC peers · 5/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.82× · 6/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

-£2k

Balance sheet strength

Cash

£81k

Cash in the bank

Net Current Assets

-£18k

Working capital

Current Assets

£82k

Current Liabilities

£100k

Debtors

£614

0avg. employees

Balance Sheet

Assets less current liabilities£217k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.82+£0
20250.82+£1k
20240.06+£3k
20230.05-£2k
20220.05+£1k
20210.06
20200.99
20191.00

Derived from filed accounts. Not audited figures.