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Ayag Ltd

09295529

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

122 LOAMPIT VALE, LONDON, SE13 7SN
Incorporated 04/11/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Miss Sivamalar Sivakumar

director · Since 04/11/2014

MANAGER

BRITISH · ENGLAND · Age 36

Also on 1 other board

Mr Selvaretnam Sivakumar

secretary · Since 01/05/2017

Also on 2 other boards

Mr Selvaretnam Sivakumar

director · Since 01/05/2017

CIVIL ENGINEER

BRITISH · ENGLAND · Age 66

Also on 2 other boards

Mrs Vijayanthi Sivakumar

director · Since 23/09/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Persons with Significant Control

Mrs Vijayanthi Sivakumar

25–50% shares
25–50% votes

British · England · Age 61

122 Loampit Vale, Lewisham, London, SE13 7SN

Notified 23/09/2025

Miss Sivamalar Sivakumar

50–75% shares
50–75% votes

British · England · Age 36

122 Loampit Vale, Lewisham, London, SE13 7SN

Notified 23/09/2025

Charges6 outstanding

Charge
outstanding

SILVERSTREAM FINANCE (HAMPSTEAD) LIMITED

Created 19/01/2016Registered 23/01/2016
Charge
outstanding

SILVERSTREAM FINANCE (HAMPSTEAD) LIMITED

Created 19/01/2016Registered 23/01/2016
Charge
outstanding

SILVERSTREAM FINANCE (HAMPSTEAD) LIMITED

Created 19/01/2016Registered 23/01/2016
Charge
outstanding

SILVERSTREAM FINANCE (HAMPSTEAD) LIMITED

Created 15/01/2016Registered 22/01/2016
Charge
outstanding

SILVERSTREAM FINANCE (HAMPSTEAD) LIMITED

Created 15/01/2016Registered 22/01/2016
Charge
outstanding

SILVERSTREAM FINANCE (HAMPSTEAD) LIMITED

Created 15/01/2016Registered 22/01/2016

CompanyRankvs 2605+ SIC 68100 peers
75

Financial strength97th percentile among SIC peers · 24/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.83× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2605Ayag Ltd
84
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£1.6M

Balance sheet strength

Cash

£30k

Cash in the bank

Net Current Assets

£1.6M

Working capital

Current Assets

£2.5M

Current Liabilities

£896k

Profit After Tax

£169k

3avg. employees

Balance Sheet

Assets less current liabilities£1.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.83+£0
20252.83+£589k
20241.71+£164k
20231.52+£164k
20221.43+£147k
20211.39+£145k
20201.44—
20191.65—
20181.36—

Derived from filed accounts. Not audited figures.