Back to search

Mortgage Wise Ltd.

09329060

active
Private Limited Company
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

BUILDING 2A, D SITE KEMBLE AIRFIELD, CIRENCESTER, GL7 6BA
Incorporated 26/11/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr Sean Richard Eberhardt

director · Since 26/11/2014

MORTGAGE ADVISER

BRITISH · ENGLAND · Age 40

Mr Paul William Magor

director · Since 27/11/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Persons with Significant Control

Mr Sean Richard Eberhardt

25–50% shares
25–50% votes

British · England · Age 40

Building 2a, D Site, Kemble Airfield, Cirencester, GL7 6BA

Notified 06/04/2016

Mr Paul William Magor

25–50% shares
25–50% votes

British · United Kingdom · Age 48

Building 2a, D Site, Kemble Airfield, Cirencester, GL7 6BA

Notified 31/01/2020

Former PSCs

Miss Helen Marie Edmunds

Ceased 31/12/2020

Charges3 outstanding

Charge
outstanding

SOUTH WEST INVESTMENT GROUP (CAPITAL) LIMITED

Created 23/06/2025Registered 02/07/2025
Charge
outstanding

SWIG 7 LIMITED

Created 23/06/2025Registered 02/07/2025
Charge
outstanding

SWIG FINANCE LIMITED

Created 31/03/2022Registered 31/03/2022
Charge
satisfied

NEWABLE BUSINESS LOANS LIMITED

Created 10/07/2018Registered 21/07/2018Satisfied 11/03/2022

CompanyRankvs 1412+ SIC 70221 peers
65

Financial strength58th percentile among SIC peers · 14/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.99× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Jackson Trading Company Plc
90
2Nfp Financial Planning Limited
90
3Lefa Enterprises Limited
90
4Sphere Entertainment Limited
90
5Kh One Limited
90
6Iam Invest Ltd
90
7Condy Mathias Financial Planners Limited
90
8Wealth Club Asset Management Limited
90
9David Williams I F A Limited
90
10London Pharma & Chemicals Group Ltd
90
1412Mortgage Wise Ltd.
75
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£8k

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

£157k

Working capital

Current Assets

£236k

Current Liabilities

£79k

Fixed Assets

£730

Debtors

£88k

4avg. employees

Balance Sheet

Assets less current liabilities£158k

EstimatesDerived

YearCurrent Ratio
20242.99
20235.28

Derived from filed accounts. Not audited figures.