Back to search

J & H Pay Investments Limited

09396755

active
Private Limited Company
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

10 BEECH COURT, READING, RG10 0RQ
Incorporated 20/01/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Jonathan William Pay

director · Since 20/01/2015

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 4 other boards

Mrs Hannah Verity Fiona Pay

director · Since 21/04/2023

DIRECTOR

BRITISH · ENGLAND · Age 41

Persons with Significant Control

Mr Jonathan William Pay

25–50% shares
25–50% votes
Appoint directors

British · England · Age 42

10, Beech Court, Reading, RG10 0RQ

Notified 06/04/2016

Mrs Hannah Verity Fiona Pay

25–50% shares
25–50% votes
Appoint directors

British · England · Age 41

10, Beech Court, Reading, RG10 0RQ

Notified 21/04/2023

Charges1 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 22/09/2023Registered 26/09/2023

CompanyRankvs 220174+ SIC 68209 peers
24

Financial strength12th percentile among SIC peers · 3/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1The Lower Norwood Co-Operative Building Company Limited
90
2Liverpool And Chester Property Company Limited
90
3Grange Park Investments Limited
90
4Sherborne Cottage Building Company,Limited(The)
90
5Gaunts Limited
90
6S.E.Redfern Limited
90
7Chisholm & Company (Holdings) Limited
90
8John Horsfall & Sons(Greetland),Limited
90
9British And Foreign Wharf Company Limited(The)
90
10Webb & Son (Combs)Limited
90
220174J & H Pay Investments Limited
34
How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£14k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£327k

Working capital

Current Assets

£3k

Current Liabilities

£330k

Fixed Assets

£536k

Debtors

£247

0avg. employees

Balance Sheet

Assets less current liabilities£210k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01-£3k
20240.01—

Derived from filed accounts. Not audited figures.