Back to search

Cosgrove & Drew Ltd

09436019

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • Loss before tax (-10)
  • 2 outstanding charges (-4)

Details

FIRST FLOOR ST JAMES HOUSE, CHELTENHAM, GL50 3PR
Incorporated 12/02/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43220
Plumbing, heat and air-conditioning installation
43999
Specialised construction activities

Officers

Mr Zac Arran Cosgrove

director · Since 12/02/2015

HEATING ENGINEER

BRITISH · ENGLAND · Age 35

Also on 6 other boards

Mr Luke Drew

director · Since 12/02/2015

HEATING ENGINEER

BRITISH · ENGLAND · Age 36

Mr John William Charles Charlton

secretary · Since 29/08/2024

Also on 4 other boards

Mr John William Charles Charlton

director · Since 29/08/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 70

Also on 4 other boards

Mrs Elizabeth Janet Lake

director · Since 29/08/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 11 other boards

Mr Peter David Mawby Smith

director · Since 30/06/2025

CHIEF EXECUTIVE

BRITISH · ENGLAND · Age 55

Also on 8 other boards

Persons with Significant Control

Earnz Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Holborn Gate, 330 High Holborn, London, WC1V 7QT

Reg: 15741135 · Companies House · Private Limited Company

Notified 29/08/2024

Former PSCs

Mr Zac Arran Cosgrove

Ceased 29/08/2024

Mr Luke Drew

Ceased 29/08/2024

Mr Robert Holt

Ceased 29/08/2024

Charges2 outstanding

Charge
outstanding

TIME INVOICE FINANCE LIMITED

Created 03/05/2024Registered 07/05/2024
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 05/05/2017Registered 08/05/2017

CompanyRankvs 212940+ SIC 43220 peers
43

Financial strength39th percentile among SIC peers · 10/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio -0.42× · 2/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Turnover

£7.7M

Annual revenue

Net Worth

£1k

Balance sheet strength

Cash

Cash in the bank

Profit Before Tax

-£1.7M

Bottom line earnings

Net Current Assets

Working capital

Current Assets

£1.4M

Current Liabilities

-£3.3M

Debtors

£833k

Cost of Sales

£8.1M

Gross Profit

-£306k

Admin Expenses

£1.3M

Operating Profit

-£1.6M

Profit After Tax

-£1.6M

53avg. employees+22

Tax at Year End(2020)

Corp tax£99k
VAT£79k

Director Loans(2020)

Company owes directors£2k

People Costs

Wages & salaries£2.2M
NI contributions£216k

Balance Sheet

Bank loans & overdrafts£132k
Total assets£2.1M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20240.42
20221.36+£496k
20211.11-£477k
20212.05-£170k
20201.64+£266k£1.6M
20192.36

Derived from filed accounts. Not audited figures.