Your Student Living Limited

09539800

active

Private Limited Company

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

20/30

Financial

30/40

Risk

21 outstanding charges (-10)

Details

134 THE SERPENTINE NORTH, LIVERPOOL, L23 6UU

Incorporated 13/04/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

Officers

secretary · Since 13/04/2015

Mr Timothy Edward Cowell

director · Since 13/04/2015

MARKETING MANAGER

BRITISH · UNITED KINGDOM · Age 45

Also on 2 other boards

Mr Liam Anthony Paul Cowell

director · Since 23/07/2016

SOLICITOR

BRITISH · UNITED KINGDOM · Age 55

Also on 4 other boards

Persons with Significant Control

L & N Family Investments Limited

75–100% shares

75–100% votes

23, York Crescent, Wilmslow, SK9 2BB

Reg: 16056676 · Companies House England And Wales · Private Limited Company

Notified 07/05/2025

Former PSCs

Mr Liam Anthony Paul Cowell

Ceased 07/05/2025

Charges21 outstanding

Charge

outstanding

PARAGON BANK PLC

Created 08/05/2026Registered 19/05/2026

Charge

outstanding

PARAGON BANK PLC

Created 20/06/2025Registered 26/06/2025

Charge

outstanding

ONESAVINGS BANK PLC

Created 17/03/2025Registered 18/03/2025

Charge

outstanding

ONESAVINGS BANK PLC

Created 16/05/2024Registered 28/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 16/09/2024Registered 23/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 16/09/2024Registered 16/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 16/09/2024Registered 16/09/2024

Charge

satisfied

PARAGON BANK PLC

Created 16/09/2024Registered 16/09/2024Satisfied 23/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 01/08/2023Registered 01/08/2023

Charge

outstanding

PARAGON BANK PLC

Created 05/07/2023Registered 05/07/2023

Charge

outstanding

PARATUS AMC LIMITED

Created 31/01/2023Registered 06/02/2023

Charge

outstanding

PARATUS AMC LIMITED

Created 14/09/2022Registered 26/09/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 14/09/2022Registered 26/09/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 19/11/2021Registered 22/11/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 19/11/2021Registered 22/11/2021

Charge

outstanding

PARAGON BANK PLC

Created 09/04/2021Registered 12/04/2021

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 16/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

satisfied

PARATUS AMC LIMITED

Created 06/12/2018Registered 10/12/2018Satisfied 28/11/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

outstanding

PARATUS AMC LIMITED

Created 16/08/2018Registered 16/08/2018

Charge

satisfied

PARATUS AMC LIMITED

Created 25/05/2018Registered 25/05/2018Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 27/04/2018Registered 27/04/2018Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 24/01/2018Registered 24/01/2018Satisfied 06/05/2023

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 13/10/2017Registered 16/10/2017Satisfied 02/08/2018

Charge

satisfied

PARATUS AMC LIMITED

Created 09/10/2017Registered 10/10/2017Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 09/10/2017Registered 10/10/2017Satisfied 06/05/2023

Charge

satisfied

ONE SAVINGS BANK PLC

Created 16/08/2017Registered 22/08/2017Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 11/08/2017Registered 11/08/2017Satisfied 06/05/2023

Charge

satisfied

ONE SAVINGS BANK PLC

Created 31/05/2017Registered 02/06/2017Satisfied 06/05/2023

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 19/05/2017Registered 22/05/2017Satisfied 02/08/2018

Charge

satisfied

PARATUS AMC LIMITED

Created 11/05/2017Registered 16/05/2017Satisfied 06/05/2023

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 03/11/2016Registered 04/11/2016Satisfied 02/08/2018

Charge

satisfied

PARATUS AMC LIMITED

Created 24/10/2016Registered 24/10/2016Satisfied 06/05/2023

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 13/05/2016Registered 17/05/2016Satisfied 25/10/2017

Charge

satisfied

ONESAVINGSBANK PLC

Created 30/10/2015Registered 12/11/2015Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC

Created 30/10/2015Registered 12/11/2015Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC

Created 30/06/2015Registered 02/07/2015Satisfied 06/05/2023

CompanyRankvs 9590+ SIC 68100 peers
68

Financial strength97th percentile among SIC peers · 24/25

Employees81th percentile among SIC peers · 12/15

LiquidityCurrent ratio 1.83× · 16/20

Longevity11 years trading (max 15) · 11/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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9590Your Student Living Limited

74

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£1.8M

Balance sheet strength

Cash

£308k

Cash in the bank

Net Current Assets

£147k

Working capital

Current Assets

£324k

Current Liabilities

£177k

Fixed Assets

£8.6M

Debtors

£16k

2avg. employees

Tax at Year End(2023)

Corp tax£69k

Balance Sheet

Bank loans & overdrafts£4.8M

Assets less current liabilities£8.8M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	1.83	+£173k
2024	2.82	+£1.5M
2023	0.31	+£86k
2022	—	-£34k
2021	—	-£67k
2020	0.62	+£76k
2019	0.14	+£58k

Derived from filed accounts. Not audited figures.