Your Student Living Limited

09539800

active

ltd

england wales

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

20/30

Financial

30/40

Risk

22 outstanding charges (-10)

Details

134 The Serpentine North, Crosby, Liverpool, L23 6UU

Incorporated 13/04/2015

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 01/02/2026

Due 15/02/2027

On track

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

Officers

secretary · Since 13/04/2015

Mr Timothy Edward Cowell

director · Since 13/04/2015

MARKETING MANAGER

BRITISH · UNITED KINGDOM · Age 45

Also on 2 other boards

Mr Liam Anthony Paul Cowell

director · Since 23/07/2016

SOLICITOR

BRITISH · UNITED KINGDOM · Age 55

Also on 4 other boards

secretary · Since 13/04/2015

Timothy Edward Cowell

director · Since 13/04/2015

British · United Kingdom · Age 45

Liam Anthony Paul Cowell

director · Since 23/07/2016

British · United Kingdom · Age 55

Former

Nicola Lewis Cowell

director · Resigned 23/07/2016

Persons with Significant Control

L & N Family Investments Limited

75–100% shares

75–100% votes

23, York Crescent, Wilmslow, SK9 2BB

Reg: 16056676 · Companies House England And Wales · Private Limited Company

Notified 07/05/2025

Former PSCs

Mr Liam Anthony Paul Cowell

Ceased 07/05/2025

Charges22 outstanding

A registered charge

outstanding

PARAGON BANK PLC

Created 29/07/2026Registered 06/08/2026

Charge

outstanding

PARAGON BANK PLC

Created 08/05/2026Registered 19/05/2026

Charge

outstanding

PARAGON BANK PLC

Created 20/06/2025Registered 26/06/2025

Charge

outstanding

ONESAVINGS BANK PLC

Created 17/03/2025Registered 18/03/2025

Charge

outstanding

ONESAVINGS BANK PLC

Created 16/05/2024Registered 28/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 16/09/2024Registered 23/09/2024

Charge

satisfied

PARAGON BANK PLC

Created 16/09/2024Registered 16/09/2024Satisfied 23/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 16/09/2024Registered 16/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 16/09/2024Registered 16/09/2024

Charge

outstanding

PARAGON BANK PLC

Created 01/08/2023Registered 01/08/2023

Charge

outstanding

PARAGON BANK PLC

Created 05/07/2023Registered 05/07/2023

Charge

outstanding

PARATUS AMC LIMITED

Created 31/01/2023Registered 06/02/2023

Charge

outstanding

PARATUS AMC LIMITED

Created 14/09/2022Registered 26/09/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 14/09/2022Registered 26/09/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 19/11/2021Registered 22/11/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 19/11/2021Registered 22/11/2021

Charge

outstanding

PARAGON BANK PLC

Created 09/04/2021Registered 12/04/2021

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 16/12/2020Registered 16/12/2020

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 14/12/2020Registered 16/12/2020

Charge

satisfied

PARATUS AMC LIMITED

Created 06/12/2018Registered 10/12/2018Satisfied 28/11/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 03/12/2018Registered 04/12/2018Satisfied 06/05/2023

Charge

outstanding

PARATUS AMC LIMITED

Created 16/08/2018Registered 16/08/2018

Charge

satisfied

PARATUS AMC LIMITED

Created 25/05/2018Registered 25/05/2018Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 27/04/2018Registered 27/04/2018Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 24/01/2018Registered 24/01/2018Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 09/10/2017Registered 10/10/2017Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 09/10/2017Registered 10/10/2017Satisfied 06/05/2023

Charge

satisfied

ONE SAVINGS BANK PLC

Created 16/08/2017Registered 22/08/2017Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 11/08/2017Registered 11/08/2017Satisfied 06/05/2023

Charge

satisfied

ONE SAVINGS BANK PLC

Created 31/05/2017Registered 02/06/2017Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 11/05/2017Registered 16/05/2017Satisfied 06/05/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 24/10/2016Registered 24/10/2016Satisfied 06/05/2023

Charge

satisfied

ONESAVINGSBANK PLC

Created 30/10/2015Registered 12/11/2015Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC

Created 30/10/2015Registered 12/11/2015Satisfied 06/05/2023

Charge

satisfied

ONESAVINGS BANK PLC

Created 30/06/2015Registered 02/07/2015Satisfied 06/05/2023

Change History

status → active

2026-07-26

Active

type → ltd

2026-07-26

Private Limited Company

address line1 → 134 The Serpentine North

2026-07-26

134 THE SERPENTINE NORTH

post town → Liverpool

2026-07-26

LIVERPOOL

officer appointed → COWELL, Lucy

2026-07-26

officer appointed → COWELL, Liam Anthony Paul

2026-07-26

officer appointed → COWELL, Timothy Edward

2026-07-26

CompanyRankvs 9712+ SIC 68100 peers
68

Financial strength97th percentile among SIC peers · 24/25

Employees81th percentile among SIC peers · 12/15

LiquidityCurrent ratio 1.83× · 16/20

Longevity11 years trading (max 15) · 11/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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9712Your Student Living Limited

74

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£1.8M

Balance sheet strength

Cash

£308k

Cash in the bank

Net Current Assets

£147k

Working capital

Current Assets

£324k

Current Liabilities

£177k

Fixed Assets

£8.6M

Debtors

£16k

2avg. employees

Tax at Year End(2023)

Corp tax£69k

Balance Sheet

Bank loans & overdrafts£4.8M

Assets less current liabilities£8.8M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	1.83	+£173k
2024	2.82	+£1.5M
2023	0.31	—

Derived from filed accounts. Not audited figures.