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Specialist Motor Finance Services Limited

09572045

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 5 outstanding charges (-10)

Details

The Gate, International Drive, Solihull, B90 4WA
Incorporated 01/05/2015

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 07/03/2026

Due 21/03/2027

On track

Industry

70229
Management consultancy activities

Officers

Patrick Hanlon

director · Since 03/08/2020

Scottish · United Kingdom · Age 65

James Pearson

director · Since 01/12/2025

British · United Kingdom · Age 46

Harsimar Gharial

secretary · Since 24/12/2025

Former

Neil Joseph Ogden

director · Resigned 16/01/2017

David John Challinor

director · Resigned 14/04/2021

Simon Bayley

director · Resigned 23/06/2025

Gary Ernest Hutton

director · Resigned 24/12/2025

Adrian Graham Clarke

secretary · Resigned 24/12/2025

Persons with Significant Control

Specialist Motor Finance Group Limited

75–100% votes

The Gate, International Drive, Solihull, B90 4WA

Reg: 9572034 · Companies House · Limited By Shares

Notified 06/04/2016

Charges5 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/12/2024Registered 24/12/2024
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 04/10/2024Registered 07/10/2024
Charge
outstanding

TMF TRUSTEE LIMITED

Created 06/10/2021Registered 08/10/2021
Charge
outstanding

TMF TRUSTEE LIMITED

Created 06/10/2021Registered 08/10/2021
Charge
outstanding

TMF TRUSTEE LIMITED

Created 06/10/2021Registered 08/10/2021

Change History

statusactive
2026-06-06

Active

typeltd
2026-06-06

Private Limited Company

address line1The Gate
2026-06-06

THE GATE

post townSolihull
2026-06-06

SOLIHULL

officer appointedGHARIAL, Harsimar
2026-06-06
officer appointedHANLON, Patrick
2026-06-06
officer appointedPEARSON, James
2026-06-06

CompanyRankvs 130506+ SIC 70229 peers
30

Financial strength57th percentile among SIC peers · 14/25
Employees0th percentile among SIC peers · 0/15
LiquidityNo balance sheet data · 0/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Net Worth

£5k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

Prepared with Companies House