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J Smith Financial Limited

09605104

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SUITE F16, ST GEORGE'S BUSINESS PARK, SITTINGBOURNE, KENT, ME10 3TB
Incorporated 22/05/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45200
Maintenance and repair of motor vehicles
73110
Advertising agencies

Officers

Mr Jonathan Richard Smith

director · Since 22/05/2015

MORTGAGE BROKER

BRITISH · ENGLAND · Age 37

Also on 2 other boards

Persons with Significant Control

Mr Jonathan Richard Smith

75–100% shares
75–100% votes
Appoint directors

British · England · Age 37

Suite F16,, St George's Business Park, Sittingbourne, Kent, ME10 3TB

Notified 06/04/2016

CompanyRankvs 19969+ SIC 45200 peers
50

Financial strength37th percentile among SIC peers · 9/25
Employees22th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.25× · 12/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£405

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

£7k

Working capital

Current Assets

£36k

Current Liabilities

£28k

Fixed Assets

£4k

Debtors

£31k

1avg. employees

Tax at Year End

Corp tax£10k

Director Loans

Company owes directors£276

Balance Sheet

Assets less current liabilities£11k
Signed by Jonathan Smith 08/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.25
20240.13-£30k
20231.55
20221.98
20210.34

Derived from filed accounts. Not audited figures.