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Xps Ic Ltd

09640309

active
ltd
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

Phoenix House, 1 Station Hill, Reading, RG1 1NB
Incorporated 16/06/2015

Previously known as

Polaris Actuaries And Consultants Ltd · until 31/07/2026

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 13/06/2026

Due 27/06/2027

On track

Industry

70229
Management consultancy activities

Officers

Mr Roger Houlihan

director · Since 16/06/2015

DIRECTOR

IRISH · ENGLAND · Age 50

Mr Benjamin Thomas Fenning

director · Since 28/02/2025

ACCOUNTANT

BRITISH · ENGLAND · Age 48

Also on 13 other boards

Mr David Graeme Honour

director · Since 28/02/2025

HEAD OF INSURANCE CONSULTING, XPS

BRITISH,AUSTRALIAN · ENGLAND · Age 44

Benjamin Thomas Fenning

director · Since 28/02/2025

British · England · Age 48

David Graeme Honour

director · Since 28/02/2025

British,Australian · England · Age 44

Former

Alison Houlihan

secretary · Resigned 13/02/2021

Alison Jacqueline Houlihan

director · Resigned 13/02/2021

Roger Emile Houlihan

director · Resigned 24/06/2026

Mr Roger Emile Houlihan

director · Resigned 24/06/2026

Mr Luke James Johnson

director · Resigned 24/06/2026

Luke James Johnson

director · Resigned 24/06/2026

Persons with Significant Control

Xps Consulting Limited

75–100% shares
75–100% votes
Appoint directors

Phoenix House, 1 Station Hill, Reading, RG1 1NB

Reg: 08287502 · Companies House · Uk Private Company Limited By Shares

Notified 28/02/2025

Former PSCs

Mr Roger Emile Houlihan

Ceased 13/02/2021

Polaris Group Limited

Ceased 28/02/2025

Charges1 outstanding

Charge
outstanding

HSBC CORPORATE TRUSTEE COMPANY (UK) LIMITED AS SECURITY AGENT

Created 27/03/2025Registered 31/03/2025

Change History

statusactive
2026-08-22

Active

typeltd
2026-08-22

Private Limited Company

address line1Phoenix House
2026-08-22

PHOENIX HOUSE

post townReading
2026-08-22

READING

officer appointedFENNING, Benjamin Thomas
2026-08-22
officer appointedHONOUR, David Graeme
2026-08-22

CompanyRankvs 2124+ SIC 70229 peers
76

Financial strength100th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.87× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£3.0M

Balance sheet strength

Cash

£2.4M

Cash in the bank

Net Current Assets

£3.0M

Working capital

Current Assets

£4.0M

Current Liabilities

£1.0M

Fixed Assets

£3k

Debtors

£1.7M

18avg. employees+6

Balance Sheet

Assets less current liabilities£3.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20243.87+£1.7M
20231.77

Derived from filed accounts. Not audited figures.