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Mike Harding Ltd

09684611

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

BROOKWELL HOUSE POTTERY ROAD, NEWTON ABBOT, TQ13 9DS
Incorporated 14/07/2015

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 05/02/2026

Due 19/02/2027

On track

Industry

45112
Sale of used cars and light motor vehicles

Officers

Mr Justin Robert Lacey

director · Since 31/01/2024

MANAGER

BRITISH · ENGLAND · Age 51

Mr Wayne John Summers

director · Since 31/01/2024

MANAGER

BRITISH · ENGLAND · Age 46

Also on 1 other board

Persons with Significant Control

J & W Holdings Limited

75–100% shares
75–100% votes
Appoint directors

7, St. Pauls Road, Newton Abbot, TQ12 2HP

Reg: 10789956 · Uk Register Of Companies · Private Limited Company

Notified 31/01/2024

Former PSCs

Mr Michael Harding

Ceased 31/01/2024

Mrs Nicola Harding

Ceased 31/01/2024

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 05/02/2024Registered 05/02/2024
Charge
outstanding

LLOYDS BANK PLC

Created 05/02/2024Registered 05/02/2024
Charge
satisfied

LLOYDS BANK PLC

Created 12/06/2020Registered 23/06/2020Satisfied 08/01/2024

CompanyRankvs 989+ SIC 45112 peers
73

Financial strength90th percentile among SIC peers · 23/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.21× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£216k

Balance sheet strength

Cash

£176k

Cash in the bank

Net Current Assets

£179k

Working capital

Current Assets

£326k

Current Liabilities

£148k

Fixed Assets

£50k

Debtors

£135k

Profit After Tax

£97k

5avg. employees-1

Tax at Year End

Corp tax£46k
Dividends paid£462k

Balance Sheet

Intangible assets£1
Assets less current liabilities£229k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20252.21+£134k
20241.54-£365k
20234.75£463k

Derived from filed accounts. Not audited figures.