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Classic Contract Finishes Limited

09761961

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

UNIT 3 ATLANTIC TRADING ESTATE, BARRY, CF63 3AA
Incorporated 04/09/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41201
Construction of commercial buildings

Officers

Mr Matthew John Cummings

director · Since 04/09/2015

DIRECTOR

BRITISH · WALES · Age 49

Also on 5 other boards

Mr Alexander Howard James

director · Since 04/09/2015

DIRECTOR

BRITISH · WALES · Age 48

Also on 2 other boards

Persons with Significant Control

Mr Matthew John Cummings

75–100% shares
75–100% votes
Appoint directors

British · Wales · Age 49

Unit 3, Atlantic Trading Estate, Barry, CF63 3AA

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 13/04/2021Registered 15/04/2021
Charge
outstanding

LLOYDS BANK PLC

Created 12/03/2021Registered 16/03/2021
Charge
outstanding

BARCLAYS BANK PLC

Created 04/09/2018Registered 10/09/2018

CompanyRankvs 1170+ SIC 41201 peers
73

Financial strength96th percentile among SIC peers · 24/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 4.17× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1170Classic Contract Finishes Limited
82
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1.4M

Balance sheet strength

Cash

£465k

Cash in the bank

Net Current Assets

£1.4M

Working capital

Current Assets

£1.8M

Current Liabilities

£438k

Debtors

£1.4M

4avg. employees

Balance Sheet

Assets less current liabilities£1.4M
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20244.17+£97k
20233.43—

Derived from filed accounts. Not audited figures.