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Vector Business Finance Limited

09903373

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

2 CLARIDGE COURT, BERKHAMSTED, HP4 2AF
Incorporated 04/12/2015

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 15/08/2025

Due 29/08/2026

On track

Industry

64922
64922

Officers

Mr Agam Jain

director · Since 04/12/2015

DIRECTOR

BRITISH · ENGLAND · Age 69

Also on 11 other boards

Mr Neil Shantilal Dhanani

director · Since 13/04/2017

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 5 other boards

Mr. Jonathan Pugsley

director · Since 27/12/2017

CHARTERED CERTIFIED ACCOUNTANT

BRITISH · ENGLAND · Age 45

Persons with Significant Control

Vector Capital Plc

75–100% shares
75–100% votes
Appoint directors

13 Sovereign Park, Coronation Road, London, NW10 7QP

Reg: 12140968 · Companies House · Company Limited By Shares

Notified 29/08/2019

Former PSCs

Vector Holdings Limited

Ceased 29/08/2019

Mr Agam Jain

Ceased 06/04/2016

Charges0 outstanding

Charge
satisfied

SHAWBROOK BANK LIMITED

Created 24/01/2018Registered 25/01/2018Satisfied 23/04/2026
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 24/01/2018Registered 25/01/2018Satisfied 23/04/2026

CompanyRankvs 577+ SIC 64922 peers
61

Financial strength99th percentile among SIC peers · 25/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 3.68× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

or - the directors have not disclosed in the financial statements any identified material uncertainties that may cast significant doubt about the company's ability to continue to adopt the going concern basis of accounting for a period of at least twelve months from the date when the financial statements are authorised for issue. Other information The directors are responsible for the other inform

Key FinancialsYear ending 31/12/2018

Turnover

£1.5M

Annual revenue

Net Worth

£11.1M

Balance sheet strength

Cash

£57k

Cash in the bank

Profit Before Tax

£1.1M

Bottom line earnings

Net Current Assets

£11.5M

Working capital

Current Assets

£15.8M

Current Liabilities

£4.3M

Debtors

£15.7M

Cost of Sales

£211k

Gross Profit

£1.3M

Admin Expenses

£87k

Operating Profit

£1.2M

Profit After Tax

£891k

Tax at Year End

Corp tax£209k

Balance Sheet

Interest payable£148k
Assets less current liabilities£11.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20183.68

Derived from filed accounts. Not audited figures.