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Better With Money Ltd

09943881

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

250 BISHOPSGATE, LONDON, EC2M 4AA
Incorporated 11/01/2016

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 13/01/2026

Due 27/01/2027

On track

Industry

70221
Financial management

Officers

Mr Troy Adam Clutterbuck

director · Since 31/01/2022

MANAGING DIRECTOR

BRITISH,AUSTRALIAN · ENGLAND · Age 51

Also on 11 other boards

Mr Stephen Richard Allan

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 54

Also on 6 other boards

Mrs Charlotte Mary Hodges

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 55

Also on 8 other boards

Persons with Significant Control

Cushon Group Limited

75–100% shares
75–100% votes

250, Bishopsgate, London, EC2M 4AA

Reg: 10967805 · England · Limited Company

Notified 31/01/2022

Former PSCs

Mrs Joanne Jessica Thresher

Ceased 13/03/2020

Mrs Sarah Margaret Steel

Ceased 31/01/2022

Charges0 outstanding

Charge
satisfied

ASHGROVE CAPITAL MANAGEMENT LTD. AS SECURITY AGENT FOR THE BENEFICIARIES

Created 16/11/2022Registered 18/11/2022Satisfied 08/06/2023

CompanyRankvs 364+ SIC 70221 peers
73

Financial strength94th percentile among SIC peers · 24/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 10.71× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and ∙ make an assessment of the Company’s ability to continue as a going concern. The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company’s transactions and disclose with reasonable accuracy at any time th

Key FinancialsYear ending 31/12/2023

Turnover

£180k

Annual revenue

Net Worth

£364k

Balance sheet strength

Cash

£47k

Cash in the bank

Profit Before Tax

£77k

Bottom line earnings

Net Current Assets

£364k

Working capital

Current Assets

£402k

Current Liabilities

£38k

Debtors

£355k

Cost of Sales

£30k

Gross Profit

£149k

Admin Expenses

£72k

Operating Profit

£77k

Profit After Tax

£76k

3avg. employees+2

Tax at Year End(2021)

Corp tax£8k
VAT£8k

Director Loans(2021)

Company owes directors£383

Balance Sheet

Assets less current liabilities£364k
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
202310.71+£363k
20211.37£166k
20200.93
20190.67
20180.54

Derived from filed accounts. Not audited figures.