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J & L (Cumbria) Limited

09962195

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

2 EUROPE WAY, COCKERMOUTH, CA13 0RJ
Incorporated 21/01/2016

Compliance

Last accounts

31/01/2025

micro entity

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 15/01/2026

Due 29/01/2027

On track

Industry

43320
Joinery installation

Officers

Mr Jonathan Stephen Taylor

director · Since 21/01/2016

JOINER

BRITISH · ENGLAND · Age 48

Persons with Significant Control

Mr Jonathan Stephen Taylor

75–100% shares
75–100% votes

British · England · Age 48

2 Europe Way, Cockermouth, CA13 0RJ

Notified 06/04/2016

Former PSCs

Mr Liam Barlow

Ceased 08/04/2019

CompanyRankvs 13480+ SIC 43320 peers
36

Financial strength3th percentile among SIC peers · 1/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.72× · 6/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£49k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£23k

Working capital

Current Assets

£58k

Current Liabilities

£81k

Fixed Assets

£9k

1avg. employees

Balance Sheet

Assets less current liabilities-£14k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.72-£15k
20240.86-£6k
20230.87

Derived from filed accounts. Not audited figures.