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Lowen Construction Ltd

10019290

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

159 GORDON ROAD, CHATHAM, ME4 5LX
Incorporated 22/02/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43390
Other building completion and finishing

Officers

Mr Nicky Robert John Lowen

director · Since 22/02/2016

DIRECTOR

BRITISH · ENGLAND · Age 41

Mr Daniel Morgan Joseph Breen

director · Since 01/01/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 40

Also on 1 other board

Persons with Significant Control

Mr Nick Robert John Lowen

25–50% shares
25–50% votes
Appoint directors

British · England · Age 41

3 Mazine Terrace, Haswell, DH6 2EF

Notified 06/04/2016

Mr Nicky Robert John Lowen

25–50% shares
25–50% votes
Appoint directors

British · England · Age 41

3 Mazine Terrace, Haswell, DH6 2EF

Notified 06/04/2016

Mr Daniel Morgan Joseph Breen

25–50% shares

British · England · Age 40

3 Mazine Terrace, Haswell, DH6 2EF

Notified 07/12/2023

Charges1 outstanding

Charge
outstanding

ECAPITAL COMMERCIAL FINANCE LIMITED

Created 07/02/2023Registered 27/02/2023

CompanyRankvs 24631+ SIC 43390 peers
40

Financial strength28th percentile among SIC peers · 7/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.94× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£97

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£13k

Working capital

Current Assets

£200k

Current Liabilities

£213k

Fixed Assets

£24k

3avg. employees+2

Balance Sheet

Assets less current liabilities£11k
Signed by Nicky Lowen Daniel Breen 18 November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.94
20240.95
20230.84
20220.76-£56k
20211.30

Derived from filed accounts. Not audited figures.