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St Raphael Investments Limited

10031724

active
ltd
england wales
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

Solar House, 282 Chase Road, London, N14 6NZ
Incorporated 29/02/2016

Compliance

Last accounts

28/02/2025

total exemption full

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 27/02/2026

Due 13/03/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Andrew Lambrou Charalambous

director · Since 29/02/2016

British · United Kingdom · Age 59

Former

Graham Michael Cowan

director · Resigned 29/02/2016

Persons with Significant Control

Mr Andrew Lambrou Charalambous

75–100% shares

British · England · Age 59

Solar House, 282 Chase Road, London, N14 6NZ

Notified 06/04/2016

Charges5 outstanding

Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 15/06/2022Registered 16/06/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 23/12/2021Registered 06/01/2022
Charge
outstanding

CYNERGY BANK LIMITED

Created 31/07/2019Registered 05/08/2019
Charge
outstanding

BANK OF CYPRUS UK LIMITED

Created 05/05/2016Registered 09/05/2016
Charge
outstanding

BANK OF CYPRUS UK LIMITED

Created 05/05/2016Registered 09/05/2016

Change History

status → active
2026-06-11

Active

type → ltd
2026-06-11

Private Limited Company

address line1 → Solar House
2026-06-11

SOLAR HOUSE

post town → London
2026-06-11

LONDON

CompanyRankvs 199564+ SIC 68209 peers
27

Financial strength3th percentile among SIC peers · 1/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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199564St Raphael Investments Limited
37
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

-£104k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

-£438k

Working capital

Current Assets

£21k

Current Liabilities

£460k

Fixed Assets

£1.8M

Debtors

£17k

1avg. employees

Director Loans(2023)

Company owes directors£290k

Balance Sheet

Bank loans & overdrafts£1.4M
Assets less current liabilities£1.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.05+£0
20250.05+£2k
20240.05-£5k
20230.04—

Derived from filed accounts. Not audited figures.