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Prospect Tree Mortgages Ltd

10112043

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

160 EUREKA PARK UPPER PEMBERTON, ASHFORD, TN25 4AZ
Incorporated 08/04/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr Dean Martin Barham

director · Since 08/04/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 2 other boards

Mr Nicholas John Daynes

director · Since 08/04/2016

DIRECTOR

BRITISH · ENGLAND · Age 43

Mr Michael Alan Read

director · Since 08/04/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 2 other boards

Persons with Significant Control

Mr Nicholas John Daynes

25–50% shares
25–50% votes

British · England · Age 43

160 Eureka Park, Upper Pemberton, Ashford, TN25 4AZ

Notified 07/04/2017

Mr Michael Alan Read

Significant control

British · United Kingdom · Age 53

160 Eureka Park, Upper Pemberton, Ashford, TN25 4AZ

Notified 07/04/2017

Mr Dean Martin Barham

Significant control

British · United Kingdom · Age 58

160 Eureka Park, Upper Pemberton, Ashford, TN25 4AZ

Notified 07/04/2017

CompanyRankvs 10128+ SIC 70221 peers
46

Financial strength3th percentile among SIC peers · 1/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.8× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

-£32k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£9k

Working capital

Current Assets

£34k

Current Liabilities

£43k

4avg. employees

Balance Sheet

Assets less current liabilities-£9k
Signed by Mr Michael Read 05/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.80+£37k
20240.29+£6k
20230.27-£18k
20220.66-£26k
20211.28

Derived from filed accounts. Not audited figures.