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M & J Consultancy And Management Limited

10135472

active
Private Limited Company
england wales
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • 3 outstanding charges (-6)

Details

UNIT 28 TAFARNAUBACH INDUSTRIAL ESTATE, TREDEGAR, NP22 3AA
Incorporated 20/04/2016

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 22/10/2025

Due 05/11/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Michael William Garland

director · Since 20/04/2016

COMPANY DIRECTOR & ENG CONSULT

BRITISH · WALES · Age 79

Also on 6 other boards

Mr Christopher Michael Garland

director · Since 15/11/2017

DIRECTOR

BRITISH · WALES · Age 54

Also on 4 other boards

Former

Max Elliott Christopher Garland

director · Resigned 30/06/2026

Persons with Significant Control

Mr Michael William Garland

25–50% shares
25–50% votes

British · Wales · Age 79

Unit 28, Tafarnaubach Industrial Estate, Tredegar, NP22 3AA

Notified 20/04/2016

Mr Christopher Michael Garland

25–50% shares
25–50% votes

British · Wales · Age 54

Unit 28, Tafarnaubach Industrial Estate, Tredegar, NP22 3AA

Notified 10/10/2018

Charges3 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 22/08/2023Registered 30/08/2023
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/01/2023Registered 25/01/2023Satisfied 24/08/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 10/01/2023Registered 17/01/2023
Charge
satisfied

LLOYDS BANK PLC

Created 22/11/2019Registered 02/12/2019Satisfied 08/02/2023
Charge
outstanding

LLOYDS BANK PLC

Created 29/10/2019Registered 29/10/2019
Charge
satisfied

HSBC BANK PLC

Created 12/01/2017Registered 13/01/2017Satisfied 21/09/2021
Charge
satisfied

HSBC BANK PLC

Created 12/01/2017Registered 13/01/2017Satisfied 21/09/2021

CompanyRankvs 31655+ SIC 68209 peers
60

Financial strength89th percentile among SIC peers · 22/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 13.62× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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31655M & J Consultancy And Management Limited
70
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£440k

Balance sheet strength

Cash

£64k

Cash in the bank

Net Current Assets

£602k

Working capital

Current Assets

£650k

Current Liabilities

£48k

Fixed Assets

£780k

Debtors

£586k

0avg. employees

Balance Sheet

Bank loans & overdrafts£38k
Assets less current liabilities£1.4M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
202413.62-£30k
20234.21—

Derived from filed accounts. Not audited figures.