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Paul & Charles Limited

10229742

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

OLD BANK BUILDINGS, CRADLEY HEATH, B64 5HY
Incorporated 13/06/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86220
Specialist medical practice activities

Officers

Dr Jaison Thattarukunnel Paul

director · Since 13/06/2016

DOCTOR

BRITISH · UNITED KINGDOM · Age 52

Dr Simble Charles

director · Since 08/07/2016

DENTIST

BRITISH · ENGLAND · Age 49

Persons with Significant Control

Dr Jaison Thattarukunnel Paul

25–50% shares
25–50% votes
Appoint directors

British · England · Age 52

Old Bank Buildings, Upper High Street, Cradley Heath, B64 5HY

Notified 13/06/2016

Dr Simble Charles

25–50% shares
25–50% votes
Appoint directors

British · England · Age 49

Old Bank Buildings, Upper High Street, Cradley Heath, B64 5HY

Notified 08/07/2016

Charges2 outstanding

Charge
outstanding

YORKSHIRE BUILDING SOCIETY (TRADING AS NORWICH & PETERBOROUGH BUILDING SOCIETY)

Created 27/01/2017Registered 13/02/2017
Charge
outstanding

YORKSHIRE BUILDING SOCIETY (TRADING AS NORWICH & PETERBOROUGH BUILDING SOCIETY)

Created 27/01/2017Registered 13/02/2017

CompanyRankvs 2847+ SIC 86220 peers
64

Financial strength97th percentile among SIC peers · 24/25
Employees32th percentile among SIC peers · 5/15
LiquidityCurrent ratio 2.89× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£941k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£128k

Working capital

Current Assets

£196k

Current Liabilities

£68k

Fixed Assets

£1.1M

1avg. employees+2

Balance Sheet

Assets less current liabilities£1.2M
Prepared with v2025.83.1 micro_entity_frs_105_v1_1_3 filing

EstimatesDerived

YearCurrent RatioImplied Profit
20252.89+£125k
20248.22+£131k
20232.14+£263k
20220.99+£226k
20210.50

Derived from filed accounts. Not audited figures.