Irwin Holdings Limited

10239347

active

Private Limited Company

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

20/30

Financial

30/40

Risk

33 outstanding charges (-10)

Details

7 SANDY COURT ASHLEIGH WAY, PLYMOUTH, PL7 5JX

Incorporated 20/06/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

68320

Management of real estate on a fee or contract basis

Officers

Mrs Lydia Diane Irwin

director · Since 20/06/2016

FINANCIAL CONTROLLER

BRITISH · UNITED KINGDOM · Age 41

Also on 5 other boards

Mr Neil Terence Irwin

director · Since 20/06/2016

PROPERTY INVESTOR

BRITISH · UNITED KINGDOM · Age 47

Persons with Significant Control

Mrs Lydia Diane Irwin

Significant control

British · United Kingdom · Age 41

C/O Optimise Accountants Limited, Unit 3, Long Eaton, NG10 2FE

Notified 20/06/2016

Mr Neil Terence Irwin

Significant control

British · United Kingdom · Age 47

7 Sandy Court, Ashleigh Way, Plymouth, PL7 5JX

Notified 20/06/2016

Irwin Group Limited

75–100% shares

75–100% votes

Appoint directors

7 Sandy Court, Ashleigh Way, Plymouth, PL7 5JX

Reg: 12194321 · Legal & Governing Law · Holding Company

Notified 20/03/2020

Charges33 outstanding

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 13/04/2026Registered 27/04/2026

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 13/04/2026Registered 27/04/2026

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 13/04/2026Registered 14/04/2026

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 13/04/2026Registered 14/04/2026

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 13/04/2026Registered 14/04/2026

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 13/04/2026Registered 14/04/2026

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 13/04/2026Registered 14/04/2026

Charge

outstanding

ALDERMORE BANK PLC

Created 01/12/2025Registered 01/12/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 01/12/2025Registered 01/12/2025

Charge

outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 27/05/2025Registered 10/06/2025

Charge

outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 27/05/2025Registered 05/06/2025

Charge

outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 27/05/2025Registered 05/06/2025

Charge

outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 27/05/2025Registered 05/06/2025

Charge

outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 27/05/2025Registered 05/06/2025

Charge

outstanding

CHL MORTGAGES FOR INTERMEDARIES LIMITED

Created 27/05/2025Registered 05/06/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 23/05/2025Registered 23/05/2025

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 19/07/2024Registered 19/07/2024

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 19/07/2024Registered 19/07/2024

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 19/07/2024Registered 19/07/2024

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 19/07/2024Registered 19/07/2024

Charge

outstanding

PARAGON BANK PLC

Created 22/04/2024Registered 22/04/2024

Charge

outstanding

PARAGON BANK PLC

Created 22/04/2024Registered 22/04/2024

Charge

outstanding

PARAGON BANK PLC

Created 17/03/2023Registered 27/03/2023

Charge

outstanding

PARAGON BANK PLC

Created 17/03/2023Registered 24/03/2023

Charge

outstanding

PARAGON BANK PLC

Created 17/03/2023Registered 24/03/2023

Charge

outstanding

PARAGON BANK PLC

Created 17/03/2023Registered 24/03/2023

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 20/09/2022Registered 22/09/2022

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 20/09/2022Registered 22/09/2022

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 20/09/2022Registered 22/09/2022

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 20/09/2022Registered 22/09/2022

Charge

outstanding

ONESAVINGS BANK PLC

Created 18/02/2016Registered 12/05/2022

Charge

satisfied

LLOYDS BANK PLC

Created 27/07/2021Registered 02/08/2021Satisfied 25/04/2025

Charge

satisfied

LENDINVEST SECURITY TRUSTEES LIMITED

Created 23/07/2021Registered 26/07/2021Satisfied 25/04/2025

Charge

satisfied

LENDINVEST SECURITY TRUSTEES LIMITED

Created 23/07/2021Registered 26/07/2021Satisfied 25/04/2025

Charge

satisfied

LENDINVEST SECURITY TRUSTEES LIMITED

Created 05/07/2021Registered 07/07/2021Satisfied 25/04/2025

Charge

satisfied

LENDINVEST SECURITY TRUSTEES LIMITED

Created 05/07/2021Registered 07/07/2021Satisfied 25/04/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 19/01/2021Registered 21/01/2021

Charge

satisfied

INTERBAY FUNDING LIMITED

Created 29/11/2019Registered 03/12/2019Satisfied 22/07/2021

Charge

satisfied

INTERBAY FUNDING LIMITED

Created 29/11/2019Registered 03/12/2019Satisfied 22/07/2021

Charge

outstanding

ALDERMORE BANK PLC

Created 23/04/2018Registered 03/05/2018

CompanyRankvs 57587+ SIC 68209 peers
56

Financial strength91th percentile among SIC peers · 23/25

Employees77th percentile among SIC peers · 12/15

LiquidityCurrent ratio 0.58× · 6/20

Longevity10 years trading (max 15) · 10/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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57587Irwin Holdings Limited

62

How is this score calculated?

Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£709k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£591k

Working capital

Current Assets

£815k

Current Liabilities

£1.4M

Fixed Assets

£5.0M

Debtors

£811k

2avg. employees

Balance Sheet

Bank loans & overdrafts£3.5M

Assets less current liabilities£4.4M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.58	+£304
2024	2.70	+£478k
2023	1.86	—

Derived from filed accounts. Not audited figures.