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Ecapital 3414 Limited

10241426

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 6 outstanding charges (-10)

Details

1 LONDON STREET, READING, RG1 4PN
Incorporated 20/06/2016

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 19/06/2025

Due 03/07/2026

On track

Industry

64205
Activities of financial services holding companies

Officers

Mr David James Tilling

director · Since 11/11/2016

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 4 other boards

Speafi Secretarial Limited

secretary · Since 06/03/2017

BRITISH

Also on 246 other boards

Ms Anne Katherine Taylor

director · Since 28/10/2019

CHARTERED ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 50

Also on 5 other boards

Mr John Stephen Mcdonald

director · Since 27/11/2020

COMPANY EXECUTIVE

CANADIAN · CANADA · Age 68

Also on 5 other boards

Mr Peter Dahill

director · Since 16/10/2024

CHIEF FINANCIAL OFFICER

AMERICAN · UNITED STATES · Age 45

Mrs Lisa Marie Cleaver

director · Since 16/05/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 5 other boards

Mark Lawrence Finn

director · Since 14/04/2026

BRITISH · UNITED KINGDOM · Age 58

Also on 4 other boards

Persons with Significant Control

Ecapital Commercial Finance Holdings Uk Limited

75–100% shares
75–100% votes
Appoint directors

1, London Street, Reading, RG1 4PN

Reg: 11877547 · Companies House · Private Limited Company Limited By Shares

Notified 27/11/2020

Former PSCs

Mobeus Iv Gp Llp

Ceased 27/11/2020

Mobeus Equity Partners Llp

Ceased 11/11/2016

Charges6 outstanding

Charge
outstanding

RBS INVOICE FINANCE LIMITED (AS SECURITY AGENT)

Created 30/04/2025Registered 01/05/2025
Charge
outstanding

RBS INVOICE FINANCE LIMITED AS SECURITY AGENT

Created 08/04/2022Registered 12/04/2022
Charge
outstanding

RBS INVOICE FINANCE LIMITED AS AGENT AND TRUSTEE FOR THE FINANCE PARTIES

Created 23/12/2021Registered 24/12/2021
Charge
outstanding

RBS INVOICE FINANCE LIMITED (ACTING AS SECURITY AGENT)

Created 20/12/2018Registered 21/12/2018
Charge
outstanding

RBS INVOICE FINANCE LIMITED AS SECURITY AGENT

Created 16/07/2018Registered 24/07/2018
Charge
satisfied

MOBEUS IV GP LLP

Created 11/11/2016Registered 16/11/2016Satisfied 08/12/2020
Charge
outstanding

RBS INVOICE FINANCE LIMITED AS SECURITY AGENT

Created 11/11/2016Registered 15/11/2016

CompanyRankvs 821+ SIC 64205 peers
43

Financial strength94th percentile among SIC peers · 24/25
Employees96th percentile among SIC peers · 14/15
LiquidityNo balance sheet data · 0/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue. Our responsibilities and the responsibilities of the directors with respect t

Key FinancialsYear ending 31/12/2025

Net Worth

£4.9M

Balance sheet strength

Cash

Cash in the bank

Profit Before Tax

£8.0M

Bottom line earnings

Net Current Assets

£4.9M

Working capital

Current Assets

Current Liabilities

£210k

Debtors

£5.1M

Admin Expenses

£2k

Operating Profit

-£2k

Profit After Tax

£8.0M

7avg. employees+3

Tax at Year End

Dividends paid-£7.8M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearImplied Profit
2025+£180k
2024+£171k
2023+£167k
2022+£168k

Derived from filed accounts. Not audited figures.