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Jmac Ltd

10275311

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

13 BRUNSWICK TERRACE, THE KNOLL, BECKENHAM, BR3 5LL
Incorporated 12/07/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Dr Jian Chen

director · Since 12/07/2016

UNIVERSITY TEACHER

BRITISH · UNITED KINGDOM · Age 64

Also on 1 other board

Persons with Significant Control

Dr Jian Chen

75–100% shares

British · United Kingdom · Age 64

13, Brunswick Terrace, The Knoll, Beckenham, BR3 5LL

Notified 19/11/2018

Former PSCs

Min Zhao

Ceased 19/11/2018

Charges6 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 24/10/2025Registered 27/10/2025
Charge
outstanding

PARAGON BANK PLC

Created 09/10/2025Registered 09/10/2025
Charge
outstanding

PARAGON BANK PLC

Created 01/09/2025Registered 09/09/2025
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 12/08/2022Registered 12/08/2022
Charge
outstanding

SAFFRON BUILDING SOCIETY

Created 26/11/2021Registered 06/12/2021
Charge
outstanding

PARAGON BANK PLC

Created 30/01/2020Registered 31/01/2020

CompanyRankvs 72724+ SIC 68100 peers
37

Financial strength68th percentile among SIC peers · 17/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£13k

Balance sheet strength

Cash

£96k

Cash in the bank

Net Current Assets

-£1.3M

Working capital

Current Assets

£111k

Current Liabilities

£1.4M

Fixed Assets

£2.1M

Debtors

£15k

0avg. employees

Balance Sheet

Assets less current liabilities£813k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.08+£59k
20240.02+£21k
20236.45-£90k
2022-£55k
2021Infinity+£13k
2020Infinity+£3k
2019Infinity+£26k
2018Infinity

Derived from filed accounts. Not audited figures.