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St. Michaels Property Development And Investments Limited

10337920

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 9 outstanding charges (-10)

Details

Castle Buildings, Church Place, Neath, SA11 3LL
Incorporated 19/08/2016

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 01/03/2026

Due 15/03/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Gillian Ann Owens

director · Since 19/08/2016

COMPANY DIRECTOR

BRITISH · WALES · Age 70

Also on 1 other board

Mr Stephen Brinley Owens

director · Since 19/08/2016

COMPANY DIRECTOR

BRITISH · WALES · Age 64

Also on 1 other board

Gillian Ann Owens

director · Since 19/08/2016

British · Wales · Age 70

Stephen Brinley Owens

director · Since 19/08/2016

British · Wales · Age 64

Former

Ashok Kumar Bhardwaj

director · Resigned 19/08/2016

Persons with Significant Control

Mrs Gillian Ann Owens

25–50% shares

British · Wales · Age 70

Castle Buildings, Church Place, Neath, SA11 3LL

Notified 19/08/2016

Mr Stephen Brinley Owens

25–50% shares

British · Wales · Age 64

Castle Buildings, Church Place, Neath, SA11 3LL

Notified 19/08/2016

Former PSCs

Mr Ashok Kumar Bhardwaj

Ceased 19/08/2016

Charges9 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 28/04/2026Registered 28/04/2026
Charge
satisfied

MS LENDING SPV 1 LIMITED

Created 17/07/2025Registered 23/07/2025Satisfied 28/04/2026
Charge
satisfied

MS LENDING SPV 1 LIMITED

Created 17/07/2025Registered 23/07/2025Satisfied 28/04/2026
Charge
outstanding

HAMPSHIRE TRUST BANK PLC

Created 11/06/2024Registered 24/06/2024
Charge
outstanding

PARAGON BANK PLC

Created 08/12/2023Registered 12/12/2023
Charge
satisfied

HBB BRIDGING LOANS LTD

Created 25/08/2023Registered 25/08/2023Satisfied 18/06/2024
Charge
satisfied

HBB BRIDGING LOANS LTD

Created 25/08/2023Registered 25/08/2023Satisfied 05/07/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 30/06/2023Registered 30/06/2023
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 21/10/2022Registered 24/10/2022
Charge
outstanding

PARATUS AMC LIMITED

Created 16/09/2022Registered 20/09/2022
Charge
outstanding

ONESAVINGS BANK PLC

Created 25/02/2021Registered 26/02/2021
Charge
outstanding

STEPHEN BRINLEY OWENS AND GILLIAN ANN OWENS AND ODYSSEY SSAS LIMITED TOGETHER AS TRUSTEES OF TH

Created 11/11/2020Registered 03/12/2020
Charge
outstanding

ONESAVINGS BANK PLC

Created 03/12/2019Registered 12/12/2019
Charge
satisfied

CAMBRIDGE & COUNTIES BANK LIMITED

Created 02/01/2019Registered 22/01/2019Satisfied 03/10/2022

Change History

status → active
2026-06-13

Active

type → ltd
2026-06-13

Private Limited Company

address line1 → Castle Buildings
2026-06-13

CASTLE BUILDINGS

post town → Neath
2026-06-13

NEATH

CompanyRankvs 185908+ SIC 68209 peers
29

Financial strength1th percentile among SIC peers · 0/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.33× · 2/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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185908St. Michaels Property Development And Investments Limited
39
How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

-£230k

Balance sheet strength

Cash

£57k

Cash in the bank

Net Current Assets

-£189k

Working capital

Current Assets

£95k

Current Liabilities

£284k

Fixed Assets

£726k

Debtors

£23k

2avg. employees

Balance Sheet

Assets less current liabilities£537k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.33-£64k
20240.57-£67k
20230.12—

Derived from filed accounts. Not audited figures.