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Estuary Living Ltd

10338968

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 11 outstanding charges (-10)

Details

THE OLD GAS WORKS, LEIGH-ON-SEA, SS9 5PR
Incorporated 19/08/2016

Compliance

Last accounts

31/08/2024

micro entity

Next accounts due

31/08/2026

On track

Confirmation statement

Last: 20/05/2026

Due 03/06/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Ian Mcbain

director · Since 19/08/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 4 other boards

Ms Lynsey Mcbain

director · Since 19/08/2016

MANAGER

BRITISH · UNITED KINGDOM · Age 42

Also on 2 other boards

Persons with Significant Control

Miss Lynsey Mcbain

50–75% shares
50–75% votes

British · Scotland · Age 42

The Old Gas Works, 43 Progress Road, Leigh-On-Sea, SS9 5PR

Notified 17/06/2020

Mr Ian Mcbain

25–50% shares

British · England · Age 53

The Old Gas Works, 43 Progress Road, Leigh-On-Sea, SS9 5PR

Notified 17/06/2020

Charges11 outstanding

A registered charge
part satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 10/07/2024Registered 11/08/2026
A registered charge
satisfied

DANIEL RICHARD FRITH AND JENNY FRITH

Created 26/02/2025Registered 11/08/2026Satisfied 11/08/2026
A registered charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 10/07/2024Registered 11/08/2026Satisfied 11/08/2026
A registered charge
satisfied

SHAWBROOK BANK LIMITED

Created 17/09/2020Registered 11/08/2026Satisfied 11/08/2026
A registered charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 17/01/2020Registered 11/08/2026Satisfied 11/08/2026
A registered charge
outstanding

PARATUS AMC LIMITED

Created 31/07/2026Registered 06/08/2026
A registered charge
outstanding

PARATUS AMC LIMITED

Created 18/06/2026Registered 22/06/2026
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 13/01/2026Registered 13/01/2026
Charge
outstanding

DANIEL RICHARD FRITH AND JENNY FRITH

Created 26/02/2025Registered 04/03/2025
Charge
outstanding

ONESAVINGS BANK PLC

Created 16/12/2024Registered 17/12/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 25/10/2024Registered 30/10/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 10/07/2024Registered 18/07/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 10/07/2024Registered 11/07/2024
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 17/09/2020Registered 17/09/2020
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 17/01/2020Registered 21/01/2020
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 18/12/2018Registered 19/12/2018

CompanyRankvs 36287+ SIC 68100 peers
48

Financial strength76th percentile among SIC peers · 19/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.25× · 2/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£33k

Balance sheet strength

Cash

£26k

Cash in the bank

Net Current Assets

-£431k

Working capital

Current Assets

£147k

Current Liabilities

£578k

Fixed Assets

£1.7M

Debtors

£121k

2avg. employees+1

Balance Sheet

Assets less current liabilities£1.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.25-£48k
20240.46-£24k
202327.45

Derived from filed accounts. Not audited figures.