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Smarter Financial Ltd

10366503

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

85 Great Portland Street Great Portland Street, Marylebone, London, W1W 7LT
Incorporated 08/09/2016

Compliance

Last accounts

28/09/2024

unaudited abridged

Next accounts due

28/06/2026

On track

Confirmation statement

Last: 07/09/2025

Due 21/09/2026

On track

Industry

63120
Web portals
63990
Other information service activities
74909
Other professional, scientific and technical activities

Officers

Mr Nikhil Shah

director · Since 08/09/2016

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 45

Also on 1 other board

Miss Smeeta Velji Patel

director · Since 08/09/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 67

Also on 3 other boards

Nikhil Shah

director · Since 08/09/2016

British · United Kingdom · Age 45

Smeeta Velji Patel

director · Since 08/09/2022

British · England · Age 67

Former

Ketan Kumar Pandya

director · Resigned 03/09/2022

Persons with Significant Control

Mr Nikhil Shah

75–100% shares
ownership-of-shares-75-to-100-percent-as-trust
ownership-of-shares-75-to-100-percent-as-firm
75–100% votes
voting-rights-75-to-100-percent-as-trust
voting-rights-75-to-100-percent-as-firm
Appoint directors
right-to-appoint-and-remove-directors-as-trust
right-to-appoint-and-remove-directors-as-firm
Significant control
significant-influence-or-control-as-trust
significant-influence-or-control-as-firm

British · United Kingdom · Age 45

85 Great Portland Street, Great Portland Street, London, W1W 7LT

Notified 08/09/2016

Change History

status → active
2026-06-16

Active

type → ltd
2026-06-16

Private Limited Company

address line1 → 85 Great Portland Street Great Portland Street
2026-06-16

85 GREAT PORTLAND STREET GREAT PORTLAND STREET

post town → London
2026-06-16

LONDON

officer appointed → PATEL, Smeeta Velji
2026-06-16
officer appointed → SHAH, Nikhil
2026-06-16

CompanyRankvs 3353+ SIC 63120 peers
54

Financial strength3th percentile among SIC peers · 1/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 2.65× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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3353Smarter Financial Ltd
53
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/09/2024

Net Worth

-£98k

Balance sheet strength

Cash

£31k

Cash in the bank

Net Current Assets

£23k

Working capital

Current Assets

£38k

Current Liabilities

£14k

Debtors

£6k

1avg. employees-1

Balance Sheet

Assets less current liabilities£23k
Signed by Nikhil Shah 26 September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.65-£31k
20237.47-£78k
202211.44-£18k
2021241.18+£11k
20202.87+£5k
20192.80-£26k
201813.70—

Derived from filed accounts. Not audited figures.