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Credo Oak Limited

10396164

active
Private Limited Company
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

C/O HILLIER HOPKINS LLP, MILTON KEYNES, MK9 1NA
Incorporated 27/09/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Reema Geoghegan

director · Since 17/07/2025

GENERAL PRACTITIONER

BRITISH · UNITED KINGDOM · Age 51

Also on 1 other board

Mr Simon Patrick Geoghegan

director · Since 17/07/2025

SOLICITOR

BRITISH · UNITED KINGDOM · Age 57

Also on 2 other boards

Mr Christopher Kelly

director · Since 17/07/2025

FINANCIER

BRITISH · UNITED KINGDOM · Age 59

Sandra Patricia Lehane-Kelly

director · Since 17/07/2025

HR MANAGER

IRISH · UNITED KINGDOM · Age 55

Persons with Significant Control

Hearnsbrook (Spring) Limited

25–50% shares
25–50% votes

Suite 3, 63-67, Athenaeum Place, London, N10 3HL

Reg: 10564621 · Registrar Of Companies Uk · Limited Company

Notified 28/04/2017

Kello Bucks Investments Limited

25–50% shares
25–50% votes

15a, Walm Lane, London, NW2 5SJ

Reg: 10561302 · Registrar Of Companies Uk · Limited Company

Notified 28/04/2017

Former PSCs

Mr Thomas Joseph Butler

Ceased 28/04/2017

Charges7 outstanding

Charge
outstanding

MTF (LE) LIMITED

Created 25/09/2025Registered 03/10/2025
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 25/06/2018Registered 02/07/2018
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 25/06/2018Registered 02/07/2018
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 22/05/2017Registered 26/05/2017
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 22/05/2017Registered 26/05/2017
Charge
outstanding

HEARNSBROOK (SPRING) LIMITED

Created 22/05/2017Registered 23/05/2017
Charge
outstanding

KELLO BUCKS INVESTMENTS LIMITED

Created 22/05/2017Registered 23/05/2017

CompanyRankvs 105907+ SIC 68100 peers
33

Financial strength1th percentile among SIC peers · 0/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.74× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£550k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£550k

Working capital

Current Assets

£1.5M

Current Liabilities

£2.1M

2avg. employees

Balance Sheet

Assets less current liabilities-£550k
Signed by Mr C Kelly,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.74-£71k
20240.76-£98k
202337.34-£149k
202242.85-£39k
202139.70-£47k
201941.74-£42k
201899.39-£70k
20170.98

Derived from filed accounts. Not audited figures.