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H & M Lettings Ltd

10417734

active
Private Limited Company
Companies House
Health Score
55 / 100

Notable Risks

25/30
Filing
0/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

BARCLAYS BANK CHAMBERS, STRATFORD-UPON-AVON, CV37 6AH
Incorporated 10/10/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Hazel Spiers

director · Since 10/10/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Also on 2 other boards

Mr Michael John Spiers

director · Since 10/10/2016

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Persons with Significant Control

Mrs Hazel Elizabeth Spiers

25–50% shares
25–50% votes

British · England · Age 66

Barclays Bank Chambers, Bridge Street, Stratford-Upon-Avon, CV37 6AH

Notified 19/10/2016

Mr Michael John Spiers

25–50% shares
25–50% votes

British · England · Age 60

Barclays Bank Chambers, Bridge Street, Stratford-Upon-Avon, CV37 6AH

Notified 19/10/2016

Former PSCs

Thomas Spiers And Sons Limited

Ceased 19/10/2016

Charges5 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 08/12/2022Registered 08/12/2022
Charge
outstanding

TOPAZ FINANCE LIMITED TRADING AS ZEPHYR HOMELOANS

Created 02/08/2022Registered 10/08/2022
Charge
outstanding

TOPAZ FINANCE LIMITED TRADING AS ZEPHYR HOMELOANS

Created 02/08/2022Registered 09/08/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 28/03/2017Registered 14/01/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 07/12/2017Registered 23/12/2017Satisfied 17/01/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 24/04/2017Registered 27/04/2017

CompanyRankvs 93466+ SIC 68100 peers
32

Financial strength13th percentile among SIC peers · 3/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

-£17k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£409k

Working capital

Current Assets

£4k

Current Liabilities

£413k

Fixed Assets

£887k

2avg. employees

Balance Sheet

Assets less current liabilities£478k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.01-£2k
20230.03-£8k
20220.01
20210.02
20200.15+£3k
20190.17+£5k
20180.20

Derived from filed accounts. Not audited figures.