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Flora & Curl Ltd

10493194

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • 2 outstanding charges (-4)

Details

APEX HOUSE 3 EMBASSY DRIVE, CALTHORPE ROAD, BIRMINGHAM, B15 1TR
Incorporated 23/11/2016

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

47750
Retail sale of cosmetic and toilet articles in specialised stores

Officers

Mrs Rosemary Ovensehi

secretary · Since 23/11/2016

Also on 1 other board

Mrs Rosemary Ovensehi

director · Since 23/11/2016

DIRECTOR

BRITISH · ENGLAND · Age 31

Also on 1 other board

Persons with Significant Control

Mrs Rosemary Ovensehi

75–100% shares
75–100% votes
Appoint directors

British · England · Age 31

Apex House, 3 Embassy Drive, Calthorpe Road, Birmingham, B15 1TR

Notified 23/11/2016

Charges2 outstanding

Charge
outstanding

COMMUNITY ENABLE FUNDING LIMITED CRN: 16197578

Created 12/08/2025Registered 18/08/2025
Charge
outstanding

LLOYDS BANK COMMERCIAL FINANCE LIMITED

Created 29/06/2023Registered 10/07/2023

CompanyRankvs 2600+ SIC 47750 peers
36

Financial strength1th percentile among SIC peers · 0/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.71× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£440k

Balance sheet strength

Cash

£31k

Cash in the bank

Net Current Assets

-£374k

Working capital

Current Assets

£913k

Current Liabilities

£1.3M

Fixed Assets

£79k

Debtors

£454k

14avg. employees+1

Tax at Year End(2022)

Corp tax£119k
VAT£33k

Director Loans(2022)

Company owes directors£104

Balance Sheet

Bank loans & overdrafts£477k
Assets less current liabilities-£295k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20250.71
20241.01
20232.14
20222.74+£423k£669k
20211.27+£147k
20201.24
20181.48

Derived from filed accounts. Not audited figures.