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Olivia & Pearl Ltd

10526595

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

12 OLD BOND STREET, LONDON, W1S 4PW
Incorporated 15/12/2016

Compliance

Last accounts

30/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 27/03/2026

Due 10/04/2027

On track

Industry

32120
Manufacture of jewellery and related articles
47770
Retail sale of watches and jewellery in specialised stores

Officers

Mrs Olivia Laura Smith

director · Since 15/12/2016

CEO

BRITISH · UNITED KINGDOM · Age 45

Mr Timothy John Marchant

director · Since 10/11/2020

FUND MANAGER

BRITISH · ENGLAND · Age 44

Also on 6 other boards

Persons with Significant Control

Mrs Olivia Laura Smith

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 45

12, Old Bond Street, London, W1S 4PW

Notified 15/12/2016

Former PSCs

Mr James Edward Smith

Ceased 10/11/2020

Charges1 outstanding

Charge
outstanding

TVB LOAN MANAGEMENT LIMITED

Created 28/07/2021Registered 03/08/2021

CompanyRankvs 199+ SIC 32120 peers
70

Financial strength96th percentile among SIC peers · 24/25
Employees72th percentile among SIC peers · 11/15
LiquidityCurrent ratio 2.5× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/12/2024

Net Worth

£463k

Balance sheet strength

Cash

£173k

Cash in the bank

Net Current Assets

Working capital

Current Assets

£1.3M

Current Liabilities

£534k

Fixed Assets

£124k

Debtors

£563k

2avg. employees

Balance Sheet

Intangible assets£87k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20242.50-£36k
20239.21

Derived from filed accounts. Not audited figures.