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J Owusu Limited

10551543

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 11 outstanding charges (-10)

Details

125 ROMAN ROAD, LONDON, E2 0QN
Incorporated 06/01/2017

Compliance

Last accounts

31/01/2025

micro entity

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 02/05/2025

Due 16/05/2026

Overdue

Industry

68100
Buying and selling of own real estate

Officers

Mrs Julianah Funmilola Owusu

director · Since 06/01/2017

ACCOUNT MANAGER

BRITISH · ENGLAND · Age 38

Also on 1 other board

Mr Desmond Owusu

director · Since 18/09/2018

MEDICAL OFFICER

BRITISH · ENGLAND · Age 38

Also on 5 other boards

Persons with Significant Control

Mrs Julianah Funmilola Owusu

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes

British · England · Age 38

6, Darenth Road, Dartford, DA1 1LY

Notified 06/01/2017

Mr Desmond Owusu

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes

British · England · Age 38

125, Roman Road, London, E2 0QN

Notified 02/10/2025

Charges11 outstanding

Charge
outstanding

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PARAGON BANK PLC

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outstanding

PARAGON BANK PLC.

Created 29/09/2023Registered 29/09/2023
Charge
outstanding

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Created 03/04/2023Registered 04/04/2023
Charge
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PARAGON BANK PLC

Created 07/02/2023Registered 10/02/2023
Charge
outstanding

PARATUS AMC LIMITED

Created 07/10/2022Registered 13/10/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 30/04/2019Registered 30/04/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 23/11/2018Registered 27/11/2018

CompanyRankvs 18444+ SIC 68100 peers
58

Financial strength78th percentile among SIC peers · 20/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 3.2× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£45k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£19k

Working capital

Current Assets

£28k

Current Liabilities

£9k

Fixed Assets

£1.4M

0avg. employees

Balance Sheet

Assets less current liabilities£1.4M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20253.20+£43k
20242.62+£533
20234.81

Derived from filed accounts. Not audited figures.