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J Pal & Associates Limited

10570431

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

63 LONDON STREET, READING, RG1 4PS
Incorporated 18/01/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43390
Other building completion and finishing

Officers

Joginder Pal

director · Since 18/01/2017

INDIAN · ENGLAND · Age 61

Persons with Significant Control

Joginder Pal

50–75% shares
50–75% votes
Appoint directors

Indian · England · Age 61

63, London Street, Reading, RG1 4PS

Notified 18/01/2017

Rani Pal

25–50% shares
25–50% votes

Indian · England · Age 55

63, London Street, Reading, RG1 4PS

Notified 17/01/2019

Former PSCs

Mr Joginder Pal

Ceased 18/01/2017

Mrs Rani Pal

Ceased 17/01/2019

CompanyRankvs 12138+ SIC 43390 peers
62

Financial strength54th percentile among SIC peers · 14/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.1× · 12/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£4k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

£760

Working capital

Current Assets

£8k

Current Liabilities

£8k

Fixed Assets

£3k

Debtors

£4k

3avg. employees+1

Balance Sheet

Assets less current liabilities£4k
Signed by Mr Joginder Pal 28/10/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.10+£968
20240.66+£2k
20233.04—
20222.90—
20217.38—
2020-0.84+£6k
2019-0.82—

Derived from filed accounts. Not audited figures.