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Irwin And Simpson (Lettings) Limited

10570978

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

47 PUTNOE LANE, BEDFORD, MK41 9AE
Incorporated 18/01/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr. Keith Raymond Simpson

secretary · Since 18/01/2017

Also on 3 other boards

Mr. Alan Louthwaite Irwin

director · Since 18/01/2017

DIRECTOR

BRITISH · ENGLAND · Age 65

Mr. Keith Raymond Simpson

director · Since 18/01/2017

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 3 other boards

Persons with Significant Control

Mr. Keith Raymond Simpson

25–50% votes

British · United Kingdom · Age 62

47 Putnoe Lane, Bedford, MK41 9AE

Notified 18/01/2017

Mr. Alan Louthwaite Irwin

25–50% votes

British · United Kingdom · Age 65

47 Putnoe Lane, Bedford, MK41 9AE

Notified 18/01/2017

Charges5 outstanding

Charge
outstanding

ASPEN BRIDGING LIMITED

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outstanding

ASPEN BRIDGING LIMITED

Created 27/10/2025Registered 06/11/2025
Charge
satisfied

MINT PROPERTY FINANCE LIMITED

Created 31/03/2025Registered 14/04/2025Satisfied 03/11/2025
Charge
satisfied

MINT PROPERTY FINANCE LIMITED

Created 28/02/2025Registered 17/03/2025Satisfied 03/11/2025
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 04/07/2023Registered 04/07/2023
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 28/04/2023Registered 01/05/2023
Charge
satisfied

LANDBAY PARTNERS LIMITED

Created 28/04/2023Registered 01/05/2023Satisfied 03/11/2025
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 14/10/2022Registered 17/10/2022
Charge
satisfied

FLEET MORTGAGES LIMITED

Created 29/07/2020Registered 30/07/2020Satisfied 21/06/2023
Charge
satisfied

PARAGON BANK PLC

Created 03/07/2020Registered 08/07/2020Satisfied 03/11/2025
Charge
satisfied

PARAGON BANK PLC

Created 30/06/2020Registered 06/07/2020Satisfied 17/10/2022
Charge
satisfied

LANDBAY PARTNERS LIMITED

Created 06/09/2018Registered 11/09/2018Satisfied 03/11/2025
Charge
satisfied

LANDBAY PARTNERS LIMITED

Created 29/03/2018Registered 05/04/2018Satisfied 21/06/2023
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES

Created 10/03/2017Registered 24/03/2017Satisfied 03/11/2025

CompanyRankvs 27084+ SIC 68100 peers
56

Financial strength94th percentile among SIC peers · 24/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.52× · 6/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£589k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£274

Working capital

Current Assets

£291

Current Liabilities

£565

Fixed Assets

£2.4M

2avg. employees

Balance Sheet

Assets less current liabilities£2.4M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.52-£9k
20246.41-£3k
20236.01+£3k
20220.93+£611k
20212.42-£16k
20200.25

Derived from filed accounts. Not audited figures.