Back to search

Irwin And Simpson (Lettings) Limited

10570978

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

47 PUTNOE LANE, BEDFORD, MK41 9AE
Incorporated 18/01/2017

Compliance

Last accounts

31/01/2025

micro entity

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 17/01/2026

Due 31/01/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr. Keith Raymond Simpson

secretary · Since 18/01/2017

Also on 3 other boards

Mr. Alan Louthwaite Irwin

director · Since 18/01/2017

DIRECTOR

BRITISH · ENGLAND · Age 65

Mr. Keith Raymond Simpson

director · Since 18/01/2017

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 3 other boards

Persons with Significant Control

Mr. Keith Raymond Simpson

25–50% votes

British · United Kingdom · Age 62

47 Putnoe Lane, Bedford, MK41 9AE

Notified 18/01/2017

Mr. Alan Louthwaite Irwin

25–50% votes

British · United Kingdom · Age 65

47 Putnoe Lane, Bedford, MK41 9AE

Notified 18/01/2017

Charges6 outstanding

A registered charge
outstanding

ASPEN BRIDGING LIMITED

Created 28/08/2026Registered 01/09/2026
Charge
outstanding

ASPEN BRIDGING LIMITED

Created 31/10/2025Registered 14/11/2025
Charge
outstanding

ASPEN BRIDGING LIMITED

Created 27/10/2025Registered 06/11/2025
Charge
satisfied

MINT PROPERTY FINANCE LIMITED

Created 31/03/2025Registered 14/04/2025Satisfied 03/11/2025
Charge
satisfied

MINT PROPERTY FINANCE LIMITED

Created 28/02/2025Registered 17/03/2025Satisfied 03/11/2025
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 04/07/2023Registered 04/07/2023
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 28/04/2023Registered 01/05/2023
Charge
satisfied

LANDBAY PARTNERS LIMITED

Created 28/04/2023Registered 01/05/2023Satisfied 03/11/2025
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 14/10/2022Registered 17/10/2022
Charge
satisfied

FLEET MORTGAGES LIMITED

Created 29/07/2020Registered 30/07/2020Satisfied 21/06/2023
Charge
satisfied

PARAGON BANK PLC

Created 03/07/2020Registered 08/07/2020Satisfied 03/11/2025
Charge
satisfied

PARAGON BANK PLC

Created 30/06/2020Registered 06/07/2020Satisfied 17/10/2022
Charge
satisfied

LANDBAY PARTNERS LIMITED

Created 06/09/2018Registered 11/09/2018Satisfied 03/11/2025
Charge
satisfied

LANDBAY PARTNERS LIMITED

Created 29/03/2018Registered 05/04/2018Satisfied 21/06/2023
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES

Created 10/03/2017Registered 24/03/2017Satisfied 03/11/2025

CompanyRankvs 27496+ SIC 68100 peers
57

Financial strength94th percentile among SIC peers · 24/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.52× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£589k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£274

Working capital

Current Assets

£291

Current Liabilities

£565

Fixed Assets

£2.4M

2avg. employees

Balance Sheet

Assets less current liabilities£2.4M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.52-£9k
20246.41-£3k
20236.01

Derived from filed accounts. Not audited figures.