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A & Z Enterprise Ltd

10576577

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 8 outstanding charges (-10)

Details

FERGUSON HOUSE, ILFORD, IG1 4PU
Incorporated 23/01/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Muhammad Azhar Zaffar

director · Since 23/01/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 6 other boards

Mrs Sabiha Zaffar

director · Since 23/01/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 2 other boards

Persons with Significant Control

Mr Muhammad Azhar Zaffar

25–50% shares

British · United Kingdom · Age 60

Ferguson House, 113 Cranbrook Road, Essex, Ilford, IG1 4PU

Notified 23/01/2017

Mrs Sabiha Zaffar

25–50% shares

British · United Kingdom · Age 57

Ferguson House, 113 Cranbrook Road, Essex, Ilford, IG1 4PU

Notified 23/01/2017

Charges8 outstanding

Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 06/09/2024Registered 11/09/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 06/09/2024Registered 06/09/2024
Charge
satisfied

FERN TRADING GROUP LIMITED (COMPANY NUMBER 06447318)

Created 08/09/2022Registered 13/09/2022Satisfied 20/09/2024
Charge
outstanding

PARATUS AMC LIMITED

Created 04/08/2022Registered 04/08/2022
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 11/08/2021Registered 25/08/2021
Charge
outstanding

A & Z ENTERPRISE PENSION SCHEME

Created 15/10/2020Registered 16/10/2020
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 09/06/2020Registered 11/06/2020
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 09/06/2020Registered 11/06/2020
Charge
satisfied

AMICUS FINANCE PLC

Created 18/09/2018Registered 19/09/2018Satisfied 25/06/2022
Charge
satisfied

LLOYDS BANK PLC

Created 05/03/2018Registered 21/03/2018Satisfied 15/02/2022
Charge
satisfied

AMICUS FINANCE PLC

Created 07/08/2017Registered 10/08/2017Satisfied 20/02/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 21/04/2017Registered 24/04/2017

CompanyRankvs 3715+ SIC 68100 peers
72

Financial strength91th percentile among SIC peers · 23/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.47× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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3715A & Z Enterprise Ltd
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£309k

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

£85k

Working capital

Current Assets

£120k

Current Liabilities

£35k

Fixed Assets

£2.1M

4avg. employees+1

Director Loans

Company owes directors£500k

Balance Sheet

Assets less current liabilities£2.2M
Signed by Mr M A Zaffar Mrs S Zaffar 28/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.47+£16k
20243.61+£52k
20232.27+£78k
20221.27+£88k
20213.17+£50k
20201.69+£20k
20199.42—

Derived from filed accounts. Not audited figures.