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S Sumner Property Ltd

10590405

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 8 outstanding charges (-10)

Details

27-29 Marine Parade East, Clacton-On-Sea, CO15 1UU
Incorporated 30/01/2017

Compliance

Last accounts

31/01/2025

micro entity

Next accounts due

30/10/2026

On track

Confirmation statement

Last: 27/01/2026

Due 10/02/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Miss Stacey Michelle Sumner

director · Since 30/01/2017

NVQ ASSESSOR

BRITISH · UNITED KINGDOM · Age 34

Also on 3 other boards

Stacey Michelle Sumner

director · Since 30/01/2017

British · United Kingdom · Age 34

Persons with Significant Control

Miss Stacey Michelle Sumner

75–100% shares

British · United Kingdom · Age 34

27-29, Marine Parade East, Clacton-On-Sea, CO15 1UU

Notified 30/01/2017

Charges8 outstanding

Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 10/03/2026Registered 10/03/2026
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 19/12/2025Registered 22/12/2025
Charge
outstanding

PARATUS AMC LIMITED

Created 25/11/2025Registered 25/11/2025
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 02/11/2023Registered 11/11/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 02/02/2023Registered 06/02/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 07/07/2022Registered 16/07/2022
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 17/06/2022Registered 23/06/2022Satisfied 10/03/2026
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 18/02/2022Registered 23/02/2022
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 26/11/2021Registered 29/11/2021Satisfied 22/12/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 18/10/2021Registered 23/10/2021
Charge
satisfied

ALDERMORE BANK PLC

Created 12/06/2017Registered 20/06/2017Satisfied 19/10/2021
Charge
satisfied

ALDERMORE BANK PLC

Created 12/06/2017Registered 20/06/2017Satisfied 19/10/2021

Change History

statusactive
2026-07-13

Active

typeltd
2026-07-13

Private Limited Company

address line127-29 Marine Parade East
2026-07-13

27-29 MARINE PARADE EAST

post townClacton-On-Sea
2026-07-13

CLACTON-ON-SEA

CompanyRankvs 18463+ SIC 68100 peers
58

Financial strength81th percentile among SIC peers · 20/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 82.59× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£62k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

Working capital

Current Assets

£387k

Current Liabilities

£5k

Fixed Assets

£2.7M

0avg. employees

Balance Sheet

Total assets£3.1M

EstimatesDerived

YearCurrent RatioImplied Profit
202582.59+£20k
202430.58+£20k
202315.94

Derived from filed accounts. Not audited figures.