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J & H Stores Ltd

10601234

active
Private Limited Company
wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

43-45 PLYMOUTHWOOD ROAD, CARDIFF, CF5 4DD
Incorporated 06/02/2017

Compliance

Last accounts

27/02/2025

micro entity

Next accounts due

27/11/2026

On track

Confirmation statement

Last: 05/02/2026

Due 19/02/2027

On track

Industry

47110
Retail sale in non-specialised stores with food, beverages or tobacco predominating

Officers

Mr Harmish Patel

director · Since 06/02/2017

GROCER

BRITISH · WALES · Age 31

Mr Jagendrakumar Jayantibhai Patel

director · Since 06/02/2017

GROCER

BRITISH · UNITED KINGDOM · Age 50

Also on 2 other boards

Persons with Significant Control

Mr Harmish Patel

Significant control

British · Wales · Age 31

7 Pontypridd Road, Porth, CF39 9PH

Notified 06/02/2017

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 06/11/2017Registered 09/11/2017

CompanyRankvs 1748+ SIC 47110 peers
66

Financial strength84th percentile among SIC peers · 21/25
Employees73th percentile among SIC peers · 11/15
LiquidityCurrent ratio 2.62× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 27/02/2025

Net Worth

£69k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£65k

Working capital

Current Assets

£106k

Current Liabilities

£40k

Fixed Assets

£14k

5avg. employees+1

Balance Sheet

Assets less current liabilities£80k
Signed by Mr Harmish Patel 24/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.62+£15k
20243.82+£196
20235.90+£13k
20223.94+£2k
20216.50+£32k
20201.08+£3k
20191.14

Derived from filed accounts. Not audited figures.