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Full Circle Mortgages Ltd

10613348

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

2 FFORDD YR HEN-DAI, CARDIFF, CF11 8FJ
Incorporated 10/02/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66120
Security and commodity contracts dealing activities

Officers

Mr Andrew Michael Dacey

director · Since 10/02/2017

BROKER

BRITISH · WALES · Age 54

Mrs Kayleigh Dacey

director · Since 10/02/2017

ADMINISTRATOR

BRITISH · WALES · Age 39

Persons with Significant Control

Mr Andrew Michael Dacey

25–50% shares
25–50% votes

British · Wales · Age 54

2, Ffordd Yr Hen-Dai, Cardiff, CF11 8FJ

Notified 10/02/2017

Mrs Kayleigh Dacey

25–50% shares
25–50% votes

British · Wales · Age 39

2, Ffordd Yr Hen-Dai, Cardiff, CF11 8FJ

Notified 10/02/2017

CompanyRankvs 219+ SIC 66120 peers
73

Financial strength72th percentile among SIC peers · 18/25
Employees76th percentile among SIC peers · 11/15
LiquidityCurrent ratio 3.49× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£27k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£24k

Working capital

Current Assets

£33k

Current Liabilities

£10k

Fixed Assets

£3k

2avg. employees

Balance Sheet

Assets less current liabilities£27k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.49+£13k
20243.54+£5k
20231.32+£4k
20221.09-£2k
20211.12+£4k
20201.19-£73
20191.04

Derived from filed accounts. Not audited figures.