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Improve Your Living Limited

10682987

active
Private Limited Company
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

13 EDGEHILL ROAD, PURLEY, CR8 2ND
Incorporated 21/03/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Azmina Raffiq

secretary · Since 21/03/2017

Also on 1 other board

Mr Safdar Hussein Raffiq

director · Since 21/03/2017

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Mrs Azmina Raffiq

director · Since 06/07/2020

OPTOMETRIST

BRITISH · ENGLAND · Age 45

Also on 1 other board

Persons with Significant Control

Mr Safdar Hussein Raffiq

25–50% shares
25–50% votes

British · England · Age 46

13, Edgehill Road, Purley, CR8 2ND

Notified 21/03/2017

Mrs Azmina Raffiq

25–50% shares
25–50% votes

British · England · Age 45

13, Edgehill Road, Purley, CR8 2ND

Notified 07/08/2020

Charges4 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 30/09/2020Registered 09/10/2020
Charge
outstanding

PARATUS AMC LIMITED

Created 02/09/2019Registered 04/09/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 08/02/2019Registered 12/02/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 25/07/2018Registered 27/07/2018

CompanyRankvs 65809+ SIC 68100 peers
38

Financial strength76th percentile among SIC peers · 19/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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65809Improve Your Living Limited
48
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£34k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£175k

Working capital

Current Assets

£8k

Current Liabilities

£183k

Fixed Assets

£511k

0avg. employees-1

Balance Sheet

Assets less current liabilities£336k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04+£14k
20240.03+£11k
20230.01+£7k
20220.01—
20210.00—

Derived from filed accounts. Not audited figures.