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Rj Financial Solutions Limited

10689887

active
Private Limited Company
england wales
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • 3 outstanding charges (-6)

Details

50 BARON GARDENS, ILFORD, IG6 1NZ
Incorporated 24/03/2017

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 29/04/2025

Due 13/05/2026

Overdue

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Ramesh Narayanan

director · Since 24/03/2017

DIRECTOR

BRITISH · ENGLAND · Age 43

Mrs Jayapoorani Alagarsamy

director · Since 14/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Mr Ramesh Narayanan

Significant control

British · England · Age 43

50 Baron Gardens, Ilford, IG6 1NZ

Notified 24/03/2017

Mrs Jayapoorani Alagarsamy

Significant control

British · England · Age 37

50 Baron Gardens, Ilford, IG6 1NZ

Notified 24/03/2017

Charges3 outstanding

Charge
outstanding

VIDA BANK LIMITED

Created 07/02/2025Registered 14/02/2025
Charge
outstanding

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOMELOANS

Created 07/07/2022Registered 08/07/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 20/08/2021Registered 23/08/2021
Charge
satisfied

STATE BANK OF INDIA

Created 07/07/2017Registered 20/07/2017Satisfied 09/06/2023
Charge
satisfied

STATE BANK OF INDIA

Created 07/07/2017Registered 08/07/2017Satisfied 09/06/2023

CompanyRankvs 110931+ SIC 68100 peers
27

Financial strength4th percentile among SIC peers · 1/25
Employees81th percentile among SIC peers · 12/15
LiquidityNo balance sheet data · 0/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£86k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

Fixed Assets

£1.7M

2avg. employees
Signed by Jayapoorani ALAGARSAMY

EstimatesDerived

YearCurrent RatioImplied Profit
2025-£5k
2024-£19k
2023+£9k
2022-£30k
20210.02-£9k
20200.02-£18k
20190.06

Derived from filed accounts. Not audited figures.