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I-Commercial Finance Limited

10692313

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

5 WILLOW WALK, COWBRIDGE, CF71 7EE
Incorporated 27/03/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr Andrew Fairclough

director · Since 27/03/2017

DIRECTOR

BRITISH · SPAIN · Age 58

Mrs Tracey Fairclough

director · Since 04/04/2019

DIRECTOR

BRITISH · SPAIN · Age 60

Persons with Significant Control

Mr Andrew Fairclough

25–50% shares

British · Spain · Age 58

5, Willow Walk, Cowbridge, CF71 7EE

Notified 27/03/2017

Mrs Tracey Fairclough

25–50% shares

British · Spain · Age 60

5, Willow Walk, Cowbridge, CF71 7EE

Notified 30/09/2021

Charges1 outstanding

Charge
outstanding

DBW INVESTMENTS (3) LIMITED

Created 11/07/2018Registered 11/07/2018

CompanyRankvs 6074+ SIC 70221 peers
47

Financial strength45th percentile among SIC peers · 11/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.42× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£1k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£18k

Working capital

Current Assets

£31k

Current Liabilities

£13k

0avg. employees-3

Balance Sheet

Assets less current liabilities£18k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20252.42
20241.98
20233.18

Derived from filed accounts. Not audited figures.