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Believe Money Group Limited

10712693

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

1ST FLOOR BARCLAYS BANK, DONCASTER, DN4 5HZ
Incorporated 06/04/2017

Compliance

Last accounts

31/12/2024

group

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 20/09/2025

Due 04/10/2026

On track

Industry

74990
Non-trading company

Officers

Mr Ryan Oliver Wagstaff

director · Since 19/04/2018

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 8 other boards

Mr Ian William Johnson

director · Since 01/03/2019

DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 10 other boards

Mr David James Rogers

director · Since 01/03/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 4 other boards

Mr Jeremy Paul Gibson

director · Since 18/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 55 other boards

Mr Mayank Prakash

director · Since 18/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 50 other boards

Persons with Significant Control

Pivotal Growth Limited

75–100% shares
75–100% votes
Appoint directors

Floor 4, Leadenhall Street, London, EC3V 1LP

Reg: 13243328 · The Register Of Companies Maintained By The Registrar Of Companies For England And Wales · Private Company Limited By Shares

Notified 18/09/2025

Former PSCs

Mr Graeme Stuart Richardson

Ceased 19/05/2017

Mr Joe Daniels

Ceased 20/04/2018

Mr Ryan Oliver Wagstaff

Ceased 01/03/2019

Charges1 outstanding

Charge
outstanding

AETHER FINANCIAL SERVICES UK LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES (AS DEFINED IN

Created 19/12/2025Registered 22/12/2025
Charge
satisfied

AG ASSETCO LIMITED

Created 28/01/2025Registered 18/02/2025Satisfied 03/12/2025
Charge
satisfied

OAK BARREL INVESTMENTS, LLC

Created 01/03/2019Registered 08/03/2019Satisfied 03/12/2025
Charge
satisfied

OAK BARREL INVESTMENTS, LLC

Created 01/03/2019Registered 08/03/2019Satisfied 03/12/2025

CompanyRankvs 22844+ SIC 74990 peers
18

Financial strength1th percentile among SIC peers · 0/25
Employees53th percentile among SIC peers · 8/15
LiquidityCurrent ratio 0.66× · 6/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going c

Key FinancialsYear ending 31/12/2024

Net Worth

-£2.2M

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

-£1.0M

Working capital

Current Assets

£2.0M

Current Liabilities

£3.0M

Fixed Assets

£101k

Debtors

£2.0M

Profit After Tax

-£1.6M

0avg. employees

Balance Sheet

Assets less current liabilities-£940k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20240.66-£1.6M
2023-£361k
2021-£83k
20200.89-£68k
20200.85-£87k
20191.36+£58k
20180.94

Derived from filed accounts. Not audited figures.