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J4 Asset Management Ltd

10757177

active
Private Limited Company
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

TUDOR HOUSE, CARDIFF, CF11 9LJ
Incorporated 05/05/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Jeremy Edward Fry

director · Since 05/05/2017

CEO

BRITISH · ENGLAND · Age 61

Also on 6 other boards

Dr Jane Spencer-Fry

director · Since 05/05/2017

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 1 other board

Persons with Significant Control

Dr Jane Spencer-Fry

25–50% shares

British · England · Age 59

Laurelwood, Riverview Road, Pangbourne, RG8 7AU

Notified 05/05/2017

Mr Jeremy Edward Fry

25–50% shares

British · England · Age 61

Laurelwood, Riverview Road, Pangbourne, RG8 7AU

Notified 05/05/2017

Charges6 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 11/12/2020Registered 14/12/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 19/05/2020Registered 21/05/2020
Charge
outstanding

ONESAVINGS BANK PLC

Created 07/09/2018Registered 07/09/2018
Charge
outstanding

PARAGON BANK PLC

Created 27/07/2018Registered 31/07/2018
Charge
satisfied

ONESAVINGS BANK PLC

Created 04/01/2018Registered 05/01/2018Satisfied 21/05/2020
Charge
outstanding

ONESAVINGS BANK PLC

Created 14/09/2017Registered 19/09/2017
Charge
outstanding

ONESAVINGS BANK PLC

Created 31/08/2017Registered 02/09/2017

CompanyRankvs 38237+ SIC 68100 peers
47

Financial strength3th percentile among SIC peers · 1/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 4.58× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

-£126k

Balance sheet strength

Cash

£55k

Cash in the bank

Net Current Assets

£89k

Working capital

Current Assets

£114k

Current Liabilities

£25k

Fixed Assets

£2.3M

Debtors

£59k

2avg. employees

Balance Sheet

Assets less current liabilities£2.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.58+£25k
20242.98-£6k
20231.32+£55k
20220.92+£32k
20210.73+£43k
20200.12+£50k
20190.01-£52k
20180.02

Derived from filed accounts. Not audited figures.