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Cerdan Howard Homes Ltd

10760694

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

23 SULLIVAN CLOSE, PORTSMOUTH, PO6 4SN
Incorporated 09/05/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Daniel Cerdan-Pecino

director · Since 09/05/2017

DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 1 other board

Miss Kerry Ann Howard

director · Since 09/05/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Persons with Significant Control

Mr Daniel Cerdan-Pecino

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 41

23, Sullivan Close, Portsmouth, PO6 4SN

Notified 09/05/2017

Miss Kerry Ann Howard

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · United Kingdom · Age 51

23, Sullivan Close, Portsmouth, PO6 4SN

Notified 09/05/2017

Charges5 outstanding

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FLEET MORTGAGES LIMITED

Created 26/10/2023Registered 26/10/2023
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 18/05/2023Registered 07/06/2023Satisfied 29/04/2025
Charge
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TOGETHER COMMERCIAL FINANCE LIMITED

Created 18/05/2023Registered 07/06/2023Satisfied 29/04/2025
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 18/05/2023Registered 01/06/2023Satisfied 29/04/2025
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outstanding

THE MORTGAGE WORKS (UK) PLC

Created 03/02/2023Registered 06/02/2023
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 19/11/2020Registered 21/11/2020
Charge
satisfied

TOPAZ FINANCE LIMITED TRADING AS ZEPHYR HOMELOANS

Created 22/04/2020Registered 23/04/2020Satisfied 23/10/2025

CompanyRankvs 73712+ SIC 68209 peers
48

Financial strength78th percentile among SIC peers · 20/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.33× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£105k

Balance sheet strength

Cash

£56k

Cash in the bank

Net Current Assets

-£130k

Working capital

Current Assets

£64k

Current Liabilities

£194k

Debtors

£8k

2avg. employees

Tax at Year End(2024)

Corp tax£702

Balance Sheet

Assets less current liabilities£710k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.33-£2k
20240.36+£54k
20230.66-£129k
20220.23+£708
20210.33

Derived from filed accounts. Not audited figures.