Rural & Commercial Finance Ltd
10765316
Some Concerns
- Confirmation statement overdue (-10)
- 2 outstanding charges (-4)
Details
Compliance
Last accounts
31/01/2025
total exemption full
Next accounts due
31/10/2026
Confirmation statement
Last: 10/05/2025
Due 24/05/2026
Industry
Officers
Mr Michael Latham
director · Since 11/05/2017
DIRECTOR
BRITISH · ENGLAND · Age 64
Mr Alexander Russell
director · Since 11/05/2017
DIRECTOR
BRITISH · ENGLAND · Age 64
Former
director · Resigned 31/01/2021
director · Resigned 15/11/2023
Charges2 outstanding
INVESTEC ASSET FINANCE PLC
HITACHI CAPITAL (UK) PLC
Change History
Active
Private Limited Company
5 WILKINSON COURT CLYWEDOG ROAD SOUTH
WREXHAM
CompanyRankvs 647+ SIC 64929 peers50
Show leaderboard
How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/01/2026
Net Worth
£160k
Balance sheet strength
Cash
£133k
Cash in the bank
Net Current Assets
£1.4M
Working capital
Current Assets
£3.0M
Current Liabilities
£1.6M
Debtors
£2.9M
Tax at Year End(2024)
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2026 | 1.84 | +£43k |
| 2025 | 1.79 | +£16k |
| 2024 | 1.93 | +£9k |
| 2023 | 1.78 | — |
Derived from filed accounts. Not audited figures.