John Earnshaw Holdings Ltd

10767875

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
33 outstanding charges (-10)

Details

UNIT 1, BARONS COURT GRACEWAYS, BLACKPOOL, FY4 5GP

Incorporated 12/05/2017

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 02/04/2026

Due 16/04/2027

On track

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

68320

Management of real estate on a fee or contract basis

Officers

Mr John Graham Earnshaw

director · Since 12/05/2017

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 1 other board

Persons with Significant Control

Former PSCs

Mr John Graham Earnshaw

Ceased 30/07/2018

Charges33 outstanding

Charge

outstanding

ALDERMORE BANK PLC

Created 02/04/2026Registered 14/04/2026

Charge

outstanding

ALDERMORE BANK PLC

Created 02/04/2026Registered 02/04/2026

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 13/06/2025Registered 13/06/2025

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 20/02/2025Registered 20/02/2025

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 30/10/2024Registered 31/10/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 29/10/2024Registered 29/10/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 17/05/2024Registered 06/06/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 22/02/2024Registered 26/02/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 22/02/2024Registered 26/02/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 22/02/2024Registered 26/02/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 22/02/2024Registered 26/02/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 22/02/2024Registered 26/02/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 22/02/2024Registered 26/02/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 07/10/2022Registered 10/10/2022

Charge

outstanding

ALDERMORE BANK PLC

Created 17/06/2022Registered 17/06/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 27/05/2022Registered 27/05/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 27/05/2022Registered 27/05/2022

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 18/03/2022Registered 21/03/2022

Charge

outstanding

ALDERMORE BANK PLC

Created 23/02/2022Registered 23/02/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 16/12/2021Registered 16/12/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 12/08/2021Registered 12/08/2021

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 02/08/2021Registered 02/08/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 25/06/2021Registered 29/06/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 23/04/2021Registered 27/04/2021

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 05/03/2021Registered 09/03/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 14/08/2020Registered 14/08/2020

Charge

outstanding

ALDERMORE BANK PLC

Created 03/07/2020Registered 06/07/2020

Charge

outstanding

PARATUS AMC LIMITED

Created 15/04/2020Registered 15/04/2020

Charge

outstanding

FOUNDATION HOME LOANS TRADING AS PARATUS AMC LIMITED

Created 20/12/2019Registered 20/12/2019

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 12/09/2019Registered 13/09/2019

Charge

outstanding

PARATUS AMC LIMITED

Created 30/05/2019Registered 30/05/2019

Charge

outstanding

ALDERMORE BANK PLC

Created 29/03/2019Registered 15/04/2019

Charge

outstanding

PRECISE MORTGAGES

Created 27/10/2017Registered 28/10/2017

CompanyRankvs 4641+ SIC 68100 peers
70

Financial strength97th percentile among SIC peers · 24/25

Employees81th percentile among SIC peers · 12/15

LiquidityCurrent ratio 4.79× · 20/20

Longevity9 years trading (max 15) · 9/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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4641John Earnshaw Holdings Ltd

80

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2026

Net Worth

£1.5M

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

£130k

Working capital

Current Assets

£160k

Current Liabilities

£33k

Fixed Assets

£3.5M

Debtors

£92k

2avg. employees

Balance Sheet

Assets less current liabilities£3.7M

Prepared with Digita Accounts Production Advanced

EstimatesDerived

Year	Current Ratio	Implied Profit
2026	4.79	-£102k
2025	5.21	+£265k
2024	2.39	+£313k
2023	3.69	—

Derived from filed accounts. Not audited figures.