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Mj Lomas Properties Limited

10837852

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • 8 outstanding charges (-10)

Details

UNIT 4 THE OLD CARPENTERS WORKSHOP HYDE ESTATE, HAYWARDS HEATH, RH17 6HB
Incorporated 27/06/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Mike Shepherd

secretary · Since 27/06/2017

Mr Mike Shepherd Aca

director · Since 27/06/2017

DIRECTOR

BRITISH · ENGLAND · Age 59

Mrs Tracey Shepherd

director · Since 23/10/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 2 other boards

Persons with Significant Control

Mr Mike Shepherd

25–50% shares
25–50% votes

British · United Kingdom · Age 59

Unit 4 The Old Carpenters Workshop, Hyde Estate, Haywards Heath, RH17 6HB

Notified 27/06/2017

Mrs Tracey Loiuse Shepherd

25–50% shares
25–50% votes

British · United Kingdom · Age 54

24, Grove Wood Hill, Coulsdon, CR5 2EL

Notified 27/06/2017

Charges8 outstanding

Charge
outstanding

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Charge
outstanding

KENSINGTON MORTGAGES

Created 13/02/2025Registered 13/02/2025
Charge
outstanding

UNITED TRUST BANK LIMITED

Created 09/07/2024Registered 28/07/2024
Charge
outstanding

LENDINVEST BTL LIMITED

Created 21/07/2023Registered 25/07/2023
Charge
satisfied

LENDINVEST BTL LIMITED

Created 20/12/2022Registered 22/12/2022Satisfied 19/11/2025
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 14/06/2022Registered 15/06/2022
Charge
outstanding

PARAGON BANK PLC

Created 16/10/2020Registered 20/10/2020
Charge
outstanding

PARAGON BANK PLC

Created 25/09/2020Registered 30/09/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/12/2017Registered 08/12/2017

CompanyRankvs 101782+ SIC 68100 peers
30

Financial strength9th percentile among SIC peers · 2/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 27/12/2024

Net Worth

-£35k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£1.2M

Working capital

Current Assets

£39k

Current Liabilities

£1.4M

Fixed Assets

£1.2M

2avg. employees+1

Balance Sheet

Assets less current liabilities-£35k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20240.03-£13k
20230.09-£14k
20220.09-£1k
20210.19+£6k
20200.00-£8k
20190.01-£84

Derived from filed accounts. Not audited figures.