Properties With Heart Ltd

10859365

active

Private Limited Company

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Negative net worth (-10)
13 outstanding charges (-10)

Details

1 DUFFIELD ROAD, DERBY, DE1 3BB

Incorporated 11/07/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

Officers

Mrs Claudine Robertson-Smith

director · Since 11/07/2017

PROPERTY INVESTOR

BRITISH · ENGLAND · Age 44

Also on 8 other boards

Persons with Significant Control

Mrs Claudine Robertson-Smith

25–50% shares

25–50% votes

British · England · Age 44

Milton House, 33a Milton Road, Hampton, TW12 2LL

Notified 11/07/2017

Former PSCs

Ms Emma Jane Humphrey

Ceased 02/02/2024

Charges13 outstanding

Charge

outstanding

PARATUS AMC LIMITED (TRADING AS FOUNDATION HOME LOANS)

Created 24/04/2020Registered 28/04/2020

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 20/02/2020Registered 10/03/2020

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 01/11/2019Registered 12/11/2019

Charge

outstanding

PARAGON BANK PLC

Created 15/10/2019Registered 18/10/2019

Charge

outstanding

ONESAVINGS BANK PLC

Created 13/09/2019Registered 23/09/2019

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 23/08/2019Registered 30/08/2019

Charge

outstanding

PARAGON BANK PLC

Created 21/02/2019Registered 28/02/2019

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 05/11/2018Registered 13/11/2018

Charge

outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 05/11/2018Registered 07/11/2018

Charge

satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 05/11/2018Registered 07/11/2018Satisfied 30/11/2019

Charge

satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 19/10/2018Registered 02/11/2018Satisfied 07/11/2019

Charge

outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 19/10/2018Registered 25/10/2018

Charge

outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 19/10/2018Registered 23/10/2018

Charge

satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 12/09/2018Registered 20/09/2018Satisfied 07/11/2019

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 15/09/2017Registered 04/10/2017

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 15/09/2017Registered 03/10/2017

CompanyRankvs 143955+ SIC 68100 peers
25

Financial strength7th percentile among SIC peers · 2/25

Employees19th percentile among SIC peers · 3/15

LiquidityCurrent ratio 0.65× · 6/20

Longevity9 years trading (max 15) · 9/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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143955Properties With Heart Ltd

30

How is this score calculated?

Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£51k

Balance sheet strength

Cash

£59k

Cash in the bank

Net Current Assets

-£51k

Working capital

Current Assets

£93k

Current Liabilities

£144k

Debtors

£34k

0avg. employees-1

Balance Sheet

Assets less current liabilities-£51k

Prepared with Taxfiler

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.65	-£299k
2024	0.27	-£19k
2023	0.63	-£38k
2022	0.18	+£3k
2021	0.05	-£12k
2020	0.07	+£150k
2019	0.07	+£178k
2018	0.01	—

Derived from filed accounts. Not audited figures.