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Bespoke Financial Property Services Ltd

10882437

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 18 outstanding charges (-10)

Details

RIPLINGHAM HOUSE, RIPLINGHAM, HU20 3XT
Incorporated 25/07/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Oliver Matthew Lodge

director · Since 25/07/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 40

Mrs Rachael Amy Lodge

director · Since 25/07/2017

DIRECTOR

BRITISH · ENGLAND · Age 37

Mrs Julie Lodge

director · Since 01/08/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 67

Also on 1 other board

Persons with Significant Control

Bespoke Financial Yorkshire Holdings Ltd

75–100% shares

Riplingham House, Westoby Lane, Hull, HU20 3XT

Notified 05/05/2021

Former PSCs

Mr Oliver, Matthew Lodge

Ceased 05/05/2021

Mrs Rachael Amy Lodge

Ceased 05/05/2021

Charges18 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 27/01/2026Registered 27/01/2026
Charge
outstanding

PARAGON BANK PLC

Created 20/06/2025Registered 23/06/2025
Charge
outstanding

PARAGON BANK PLC

Created 09/08/2024Registered 09/08/2024
Charge
outstanding

PARAGON BANK PLC

Created 19/07/2024Registered 22/07/2024
Charge
outstanding

PARAGON BANK PLC

Created 22/09/2023Registered 22/09/2023
Charge
outstanding

PARAGON BANK PLC

Created 30/09/2022Registered 07/10/2022
Charge
outstanding

PARAGON BANK PLC

Created 20/12/2021Registered 21/12/2021
Charge
outstanding

PARAGON BANK PLC

Created 03/12/2021Registered 06/12/2021
Charge
outstanding

PARAGON BANK PLC

Created 21/09/2021Registered 24/09/2021
Charge
outstanding

PARAGON BANK PLC

Created 15/01/2021Registered 18/01/2021
Charge
outstanding

PARAGON BANK PLC

Created 28/09/2020Registered 29/09/2020
Charge
outstanding

PARAGON BANK PLC

Created 25/09/2020Registered 28/09/2020
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 13/03/2020Registered 16/03/2020
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 25/07/2018Registered 02/08/2018
Charge
outstanding

PARAGON BANK PLC

Created 25/07/2018Registered 02/08/2018
Charge
outstanding

PARAGON BANK PLC

Created 13/10/2017Registered 03/11/2017
Charge
outstanding

PARAGON BANK PLC

Created 13/10/2017Registered 28/10/2017
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 13/10/2017Registered 20/10/2017

CompanyRankvs 171138+ SIC 68100 peers
17

Financial strength3th percentile among SIC peers · 1/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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171138Bespoke Financial Property Services Ltd
26
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£150k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£968k

Working capital

Current Assets

£35k

Current Liabilities

£1.0M

Fixed Assets

£1.4M

Debtors

£31k

Tax at Year End(2023)

Corp tax£3k

Director Loans

Directors owe company£18k

Balance Sheet

Assets less current liabilities£429k
Signed by Mr Oliver Lodge 11/06/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03-£153k
2024—-£51k
20230.03+£53k
20220.05—
20210.06—

Derived from filed accounts. Not audited figures.