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A&M Harris Ltd

10903941

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

BEECH HOUSE CROESPENMAEN, NEWPORT, NP11 3BJ
Incorporated 08/08/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47110
Retail sale in non-specialised stores with food, beverages or tobacco predominating

Officers

Mrs Angela Harris

director · Since 08/08/2017

DIRECTOR

BRITISH · WALES · Age 63

Mr Malcolm Harris

director · Since 08/08/2017

DIRECTOR

BRITISH · WALES · Age 66

Persons with Significant Control

Mr Malcolm Harris

Significant control

British · Wales · Age 66

Beech House, Melin Place, Croespenmaen, NP11 3BJ

Notified 08/08/2017

Mrs Angela Harris

Significant control

British · Wales · Age 63

Beech House, Melin Place, Croespenmaen, NP11 3BJ

Notified 08/08/2017

Charges3 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 16/12/2019Registered 16/12/2019
Charge
outstanding

LLOYDS BANK PLC

Created 31/08/2018Registered 15/09/2018
Charge
outstanding

LLOYDS BANK PLC

Created 14/06/2018Registered 14/06/2018

CompanyRankvs 1951+ SIC 47110 peers
70

Financial strength98th percentile among SIC peers · 25/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.55× · 16/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£494k

Balance sheet strength

Cash

£197k

Cash in the bank

Net Current Assets

£96k

Working capital

Current Assets

£271k

Current Liabilities

£175k

Fixed Assets

£493k

Debtors

£13k

21avg. employees+3

Balance Sheet

Assets less current liabilities£589k
Signed by Mrs A Harris 15 December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.55+£13k
20241.67-£41k
20232.38-£18k
20222.95+£80k
20212.69

Derived from filed accounts. Not audited figures.