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Optima Innovations Ltd

11021683

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

14 PRIMROSE GARDENS, FEATHERSTONE, WV10 7TZ
Incorporated 19/10/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41202
Construction of domestic buildings

Officers

Mr Matthew Bennett

director · Since 19/10/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 40

Mr Keir Robert Stokes

director · Since 28/08/2020

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Persons with Significant Control

Mr Matthew Bennett

25–50% shares
25–50% votes

British · United Kingdom · Age 40

Hampshire House, High Street, Kingswinford, DY6 8AW

Notified 19/10/2017

Mr Keir Robert Stokes

25–50% shares
25–50% votes

British · England · Age 42

14, Primrose Gardens, Featherstone, WV10 7TZ

Notified 01/10/2020

Former PSCs

Mrs Nicole Bennett

Ceased 28/08/2020

Charges1 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 30/09/2025Registered 10/10/2025

CompanyRankvs 10536+ SIC 41202 peers
59

Financial strength63th percentile among SIC peers · 16/25
Employees62th percentile among SIC peers · 9/15
LiquidityCurrent ratio 2.78× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£9k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£14k

Current Liabilities

£5k

2avg. employees

Balance Sheet

Assets less current liabilities£9k
Signed by Mr M Bennett Mr K Stokes 30/06/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.78+£12k
20230.17-£2k
20221.31
20212.66
20200.92-£9k
20191.33-£5k
20181.61

Derived from filed accounts. Not audited figures.