Ernest Hardy Ltd
11094889
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
- 2 outstanding charges (-4)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 04/12/2017
DIRECTOR
BRITISH · UNITED KINGDOM · Age 41
Also on 16 other boards
Persons with Significant Control
Mr Mark Gavin Potter
British · United Kingdom · Age 41
29, High View Road, Leamington Spa, CV32 7JB
Notified 04/12/2017
Charges2 outstanding
THE MORTGAGE LENDER LIMITED
ONESAVINGS BANK PLC
CompanyRankvs 220891+ SIC 68209 peers25
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2024
Net Worth
-£1k
Balance sheet strength
Cash
£4k
Cash in the bank
Net Current Assets
-£83k
Working capital
Current Assets
£4k
Current Liabilities
£87k
Debtors
£150
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2024 | 0.05 | +£37k |
| 2023 | 0.27 | +£34k |
| 2022 | 0.01 | -£46k |
| 2021 | 0.00 | -£5k |
| 2020 | 0.00 | -£12k |
| 2019 | 0.05 | — |
Derived from filed accounts. Not audited figures.